Разумные ответы о финансах и не только.
Подробнее о канале: https://t.me/RationalAnswer/1017
Для обратной связи и по вопросам рекламы: @Pavel_Komarovskiy
РКН: https://knd.gov.ru/license?id=675474f946efdb335e2f381f®istryType=bloggersPermission
Created
4 May 2018 — measured — cross-checked against a third-party dataset (ext.tg_channel)
Technology — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-UD-Q6_K_XL, prompt version 1) read this channel’s own recent posts on 10 August 2026 and assigned it the closest of 31 fixed categories, at 41% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.
Growth
36 measurements spanning 50 days, net +2,031. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 105,039–108,255 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 36
Measured (UTC)
Subscribers
Change
25 Sept 2026, 05:00
107,713
-171
17 Sept 2026, 09:37
107,884
+324
15 Sept 2026, 11:59
107,560
+110
13 Sept 2026, 18:18
107,450
+135
11 Sept 2026, 22:37
107,315
+121
9 Sept 2026, 09:41
107,194
+1,096
6 Sept 2026, 01:18
106,098
+277
3 Sept 2026, 23:01
105,821
+44
2 Sept 2026, 13:22
105,777
+4
1 Sept 2026, 15:46
105,773
+25
31 Aug 2026, 17:36
105,748
+298
30 Aug 2026, 16:04
105,450
+1
29 Aug 2026, 18:17
105,449
+23
28 Aug 2026, 19:56
105,426
+16
27 Aug 2026, 20:44
105,410
-127
26 Aug 2026, 18:54
105,537
+80
25 Aug 2026, 20:57
105,457
+36
24 Aug 2026, 20:36
105,421
-8
23 Aug 2026, 03:56
105,429
-7
21 Aug 2026, 12:36
105,436
first reading
Engagement
60 posts held, back to 4 July 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 107 pages of Telegram’s post history, 20 posts per page.
ERR · 30 days
27.6%
avg views ÷ 107,713 subscribers
Avg views / post
29,800
28 posts measured
Reaction rate
0.837%
reactions ÷ views · ER floor
Posts in window
28
of 60 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
What these figures were computed from
Window
Rolling 30 days · latest post in window 25 September 2026
Posts held
60 (4 July 2026 – 25 September 2026)
Views total
833,100
Reactions total
6,969
Forwards / comments
not exposed by the public surface — not measured, not estimated
Readings taken
27 Sept 2026, 10:25 UTC
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
Photos
≈450
Videos
≈6
Links
≈1,390
Lifetime counters from Telegram’s own channel header, read 27 September 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked ≈ was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.
Video runtime
18s
Average length
18s
Measured directly from 1 video with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.
Reaction mix
13,405 reactions across 60 posts, in 10 distinct kinds. The most used accounts for 33.5% of them.
Every reaction kind recorded on the sample, most used first
Reaction
Count
Share
Share, drawn
👍
4,484
33.5%
❤
2,701
20.1%
😁
2,228
16.6%
🔥
1,699
12.7%
😱
799
5.96%
👎
658
4.91%
🌚
441
3.29%
😢
342
2.55%
🎉
48
0.358%
🤩
5
0.037%
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 60 of the 60 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 13,405 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 60 most recent posts we hold, published 4 July 2026 to 25 September 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Telegram Stars
Stars received
56
across the posts below
Posts paid on
23
of 60 we hold a reading for · 38%
Most on one post
8
single highest reading
A paid reaction is a reader spending Telegram Stars — bought with money — on a post by @RationalAnswer. Telegram publishes the count on the public post preview alongside ordinary reactions, and this register reads it there. It is the only figure on this site that measures money moving rather than attention.
Stars are not reactions, and the two are never added. They are rendered in the same strip on Telegram and counted in the same shape, but one is a tap and the other is a purchase. The reaction totals and the engagement rate elsewhere on this page exclude every figure in this section, and no rate here is computed against a reaction count.
This is not revenue, and we publish no currency figure. What a Star costs a reader and what it pays a channel are different numbers, Telegram takes a share we cannot observe, and the terms have changed. Converting a Star count into money would be an estimate dressed as a measurement, so the count is where we stop.
Counted over the 60 most recent posts we hold for this entry, published 4 July 2026 to 25 September 2026. Star counts above 1,000 reach us in Telegram’s short form and carry the same three-significant-figure rounding as everything else on this page.
Advertising
Ad load
10.0%
6 of 60 posts carry an ad marker
Regulatory tokens
3
posts carrying an erid · 3 distinct tokens
Median views · ads
25,100
over 6 measured posts
Median views · rest
28,700
over 54 measured posts
An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.
This is a floor, and it can only ever be a floor. A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.
Both figures are medians, and no ratio between them is published. Each is a view reading that actually occurred on a post, picked by percentile_disc rather than averaged, so one viral post cannot move it and no interpolated value is invented between two readings. They are printed side by side with the count behind each rather than as a ratio: an ad and an ordinary post are not otherwise matched — for topic, for length, for hour of day — so the gap between them is a description of two groups and not the effect of one being an ad.
Advertising tokens recorded on this entry
erid
Posts
First seen
Last seen
2W5zFGWJ8mw
1
1 September 2026
1 September 2026
2W5zFHXLCGy
1
28 August 2026
28 August 2026
2W5zFHjC5mb
1
13 August 2026
13 August 2026
A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it.
Measured over the 60 most recent posts we hold, published 4 July 2026 to 25 September 2026. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.
Лучшие дебаты про безопасность ИИ для нормисов
В последнее время слушал много подкастов на тему AI safety в поисках того, который можно было бы смело рекомендовать обычным нормисам уровня погружения «ну я немного слышал о хайпе про “ИИ нас всех убьет”, с точки зрения здравого смысла звучит как полная ерунда, конечно…». Так вот, я его нашел – встречайте, идеальный выпуск для погружения в текущее состояние этого диску…
Наглядно про длинные облигации
В июне 2020 года Австрия выпустила облигации на 6,3 млрд евро со сроком погашения через 100 (!) лет – к 2120 году. При этом купон у этой чудесной бумаги составляет 0,85% в год – на весь срок займа.
Облигации разместились в 2020-м по цене 98% от номинала, а сейчас (после существенного роста процентных ставок по всему миру начиная с 2022 года) торгуются уже где-то около 30%. То есть, сч…
Цеттелькастен как метафора бесконечного затачивания топора
Есть такая идея, популярная в около-айтишных кругах последние лет десять, под названием Zettelkasten – от немецкого «коробочка с записульками». Суть там в том, чтобы сделать себе эдакую персональную гипертекстовую «внешнюю память», где новые мысли по интересующим вас областям будут встраиваться в сложную систему перекрестных ссылок друг на друга. В результат…
Я вам тут написал, что следующий выпуск дайджеста новостей фанфарно вернется на Хабр. Но реальность внесла свои коррективы: дайджеста нынче вообще не будет (в выходные чёт не до того было), в следующий раз будем обозревать новости сразу за две недели.
Держите хотя бы список интересных постов со второго канала:
— Разоблачение Джейкоба Коксона (челика, громко уволившегося из Anthropic)
— Положняк по выборам в Госдуму…
❗️В Турции дефолтнул самый популярный ПИФ денежного рынка
В Турции прямо сейчас разворачивается беспрецедентный кризис в индустрии коллективных инвестиций. Регулятор (SPK) сегодня принял экстренное решение о принудительной ликвидации 131 инвестиционного фонда, оказавшегося в дефолте по возврату средств своим пайщикам. Дефолт затронул более 353 тысяч розничных инвесторов с общим объемом средств более $18,3 млрд (890 …
У меня в команде в основном зумеры, и поэтому рабочая коммуникация с ними иногда происходит где-то на границе межпоколенческого разрыва. Например, некоторые (привет, Антон!) любят слать мне видеокружочки в ТГ, где существенная часть информационного посыла скрыта в выразительных взглядах в камеру. Первое время прямо пришлось к этому привыкать.
Но я вынужден признать, что в этом всё-таки есть какой-то шарм. Точка Банк…
Обучение в формате «хайвмайнда»
У Дваркеша Пателя в недавнем выпуске подкаста с AI-исследователями обсуждалась интересная идея.
Смотрите, мы с вами много раз обсуждали, что у текущих LLM есть одно из важных отличий от, к примеру, человеческого разума. Люди умеют учиться на собственном опыте и перестраивать собственные нейронные связи. А большие языковые модели после окончания тренировочной фазы остаются в одном и т…
Так, подъехала хорошая новость недели: еженедельные дайджесты новостей возвращаются на Хабр!
Я писал в июне, что мне там сообщили «Habr только про айти, иди со своими левыми темами финансируйствовай в другом месте…» Так вот, с тех пор у них там шли какие-то долгие внутренние обсуждения, и в итоге Анна (спасибо ей!) вернулась с информацией, что не-айтишные темы на ресурсе всё-таки не забанены.
Это меня радует, потом…
Так, напоминаю вам на всякий случай, что уже завтра (17 сентября) пройдет конфа «Методы рационального мышления», где я выступаю с лекцией про исследования о связи денег и счастья. Ну и кроме меня еще выступят мои друзья:
🐌 Алексей Подклетнов (Дизраптор): Почему бизнес-кейсы вам врут (и как я их фильтрую).
🐌 Максим Дорофеев: Думать со скоростью речи: как выжить в мире, где глупые люди тоже умеют говорить умные слова.…
Образование в эпоху AI/AGI
У Алексея Маркова на канале идет дискуссия про образование, один комментарий привлек мое внимание:
Какие ещё знания могли бы быть более полезными в вузе и школе:
- что такое коммунальные услуги, как их оплачивать, где регистрироваться, куда ходить
- как устроено наше законодательство, и почему не получается апеллировать к конституции
- что такое СНИЛС, свидетельство ИНН, технический паспо…
В комментах мне сейчас часто пишут что-то вроде: «Нравилось читать Павла про финансы. А сейчас совсем кринжово читать, когда Павел пытается хайпить на теме, в которой совсем не разбирается, делая некие выводы.»
Надо, наверное, пояснить, как я про это думаю.
Смотрите, моя ценность как автора никогда не была в том, что я как-то особенно виртуозно разбираюсь в финансах или экономике – нет, я там шарю на уровне обычног…
Мне тут к свежему дайджесту новостей написали в комментариях, типа: «Павел, а когда канал будет опять про финансы и инвестиции? Что-то сплошное ИИ…»
Так вот, про инвестиции с практически-полезной точки зрения – я пишу (и читаю лекции) в нашем закрытом сообществе, присоединяйтесь!
Мы там как раз выбрали новую классную книгу для совместного изучения – это книга Виктора Хагани «The Missing Billionaires: A Guide to Bet…
👎100👍42❤18😁10🔥4
Showing the 12 most recent of 60 posts we hold for @RationalAnswer. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Stars beside a post are paid reactions — Telegram Stars, bought with money and spent on that post. They are a different unit from reactions and are never added to them, here or anywhere else on this page.
Posts edited after publishing
@RationalAnswer edited 8 posts after it first published — the same permalink now carries different wording than the one this register originally read, caught because our own crawl held a copy of the earlier text.
An edit is not deception. Typo fixes, price updates and corrections look exactly like this too — this register can tell you the wording changed and when, not why. How this is measured.
First edit seen
15 August 2026
Most recent edit
17 September 2026
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 38 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it. The 24 listed below are the most frequent namers; the rest are counted above but not each listed.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Channels Telegram recommends alongside this one
Telegram’s own answer, not this register’s. When this register asks Telegram’s API what is similar to this channel, this is the list it returns, in the exact order Telegram returns it — never re-sorted by subscribers or by anything else this register measures. The relationship, and the order, are Telegram’s; we record them and date them, and make no claim of our own about which of these channels actually resemble this one.
Read from Telegram’s recommendation API, most recently 15 August 2026. Telegram holds a list like this for a small and growing share of the register — how this is measured, and why most channel pages show nothing here.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
📚 Доказательное Инвестирование @invest_science_channel · 38,455 Telegram ranks this channel #1 of 97 here — alongside 96 others — read 31 August 2026
Движение FIRE @wkpbro · 28,517 Telegram ranks this channel #2 of 93 here — alongside 92 others — read 9 September 2026
Дизраптор @disruptors_official · 72,888 Telegram ranks this channel #2 of 97 here — alongside 96 others — read 20 August 2026
Хулиномика @hoolinomics · 99,238 Telegram ranks this channel #2 of 97 here — alongside 96 others — read 16 August 2026
Простая экономика @prostoecon · 297,307 Telegram ranks this channel #3 of 95 here — alongside 94 others — read 12 August 2026
MG Daily @themovchans · 22,155 Telegram ranks this channel #4 of 95 here — alongside 94 others — read 21 September 2026
kyrillic @kyrillic · 60,982 Telegram ranks this channel #4 of 96 here — alongside 95 others — read 22 August 2026
Грокс @groks · 42,867 Telegram ranks this channel #6 of 94 here — alongside 93 others — read 29 August 2026
Без aspera @bezaspera · 73,110 Telegram ranks this channel #7 of 98 here — alongside 97 others — read 20 August 2026
Кримсон Дайджест @crimsondigest · 141,439 Telegram ranks this channel #9 of 92 here — alongside 91 others — read 13 August 2026
Итак, это Панов @itakblet · 25,172 Telegram ranks this channel #10 of 96 here — alongside 95 others — read 15 September 2026
Математик в Лондоне @mathbotan · 26,819 Telegram ranks this channel #11 of 90 here — alongside 89 others — read 11 September 2026
Мастриды @mustreads · 45,187 Telegram ranks this channel #11 of 98 here — alongside 97 others — read 27 August 2026
ШЕРГИНА Юрист Финансовый советник @LawAndFinance · 69,466 Telegram ranks this channel #14 of 90 here — alongside 89 others — read 20 August 2026
Стартап дня. Александр Горный. @startupoftheday · 60,633 Telegram ranks this channel #15 of 97 here — alongside 96 others — read 22 August 2026
Максим Спиридонов @mspiridonov · 67,058 Telegram ranks this channel #15 of 98 here — alongside 97 others — read 21 August 2026
Рациональные числа @rationalnumbers · 25,698 Telegram ranks this channel #17 of 93 here — alongside 92 others — read 13 September 2026
Киты плывут на вписку с ЛСД @whalesgohigh · 61,668 Telegram ranks this channel #17 of 86 here — alongside 85 others — read 22 August 2026
Александра Вальд Инвестиции @life_and_invest · 30,173 Telegram ranks this channel #19 of 97 here — alongside 96 others — read 7 September 2026
Осознанная Меркантильность | Антон Назаров @m0rtymerr_channel · 80,400 Telegram ranks this channel #19 of 87 here — alongside 86 others — read 18 August 2026
Mikhail Tokovinin @mtokovinin · 108,209 Telegram ranks this channel #19 of 97 here — alongside 96 others — read 15 August 2026
Daily Reminder @justakindreminder · 36,572 Telegram ranks this channel #20 of 98 here — alongside 97 others — read 1 September 2026
Гуринович делится! @gurinovich_shares · 29,434 Telegram ranks this channel #22 of 96 here — alongside 95 others — read 8 September 2026
Максим Дорофеев: Прокрастинация и джедайские техники @mnogosdelal · 26,254 Telegram ranks this channel #23 of 97 here — alongside 96 others — read 14 September 2026
This channel appears in 138 seed channels' Telegram-generated recommendation lists in total, of which the 24 where it ranks highest are shown above. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 25 September 2026 — this
entry's latest reading, not the date you are reading this.
“RationalAnswer | Павел Комаровский” (@RationalAnswer), 107,713 subscribers as measured 25 September 2026. Telegram Register, tgregister.com/channel/RationalAnswer.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.