https://myfivesteps.ru
Это блог про законы и финансы от юриста Виктории Шергиной
Доказательный подход к инвестициям на основе рецензируемых научных исследований и надежных эмпирических данных.
https://gosuslugi.ru/snet/67a4d207a16f1b5542988eb2
Created
16 December 2017 — measured — cross-checked against a third-party dataset (ext.tg_channel)
7 measurements spanning 6 days, net -53. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 69,638–69,707 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)
Subscribers
Change
12 Aug 2026, 04:22
69,646
-6
11 Aug 2026, 02:32
69,652
-11
10 Aug 2026, 02:13
69,663
-12
9 Aug 2026, 00:53
69,675
-11
8 Aug 2026, 03:01
69,686
-9
7 Aug 2026, 02:25
69,695
-4
6 Aug 2026, 09:48
69,699
first reading
Engagement
20 posts held, back to 30 April 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 17 pagesof Telegram’s post history, 20 posts per page.
ERR · 30 days
22.2%
avg views ÷ 69,646 subscribers
Avg views / post
15,500
3 posts measured
Reaction rate
1.05%
reactions ÷ views · ER floor
Posts in window
3
of 20 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
What these figures were computed from
Window
Rolling 30 days · latest post in window 30 July 2026
Posts held
20 (30 April 2026 – 30 July 2026)
Views total
46,450
Reactions total
486
Forwards / comments
not exposed by the public surface — not measured, not estimated
Readings taken
12 Aug 2026, 19:06 UTC
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
Photos
666
Videos
262
Links
809
Lifetime counters from Telegram’s own channel header, read 12 August 2026 — not the date at the top of this page, which is when the subscriber count was last read. Below Telegram’s rounding threshold, so these counts are exact.
Reaction mix
4,887 reactions across 20 posts, in 9 distinct kinds. The most used accounts for 59.2% of them.
Every reaction kind recorded on the sample, most used first
Reaction
Count
Share
Share, drawn
❤
2,894
59.2%
👍
733
15.0%
🔥
602
12.3%
😢
214
4.38%
😱
165
3.38%
🤬
138
2.82%
🤔
61
1.25%
👏
60
1.23%
😁
20
0.409%
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 20 of the 20 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 4,887reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 20 most recent posts we hold, published 30 April 2026 to 30 July 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Telegram Stars
Stars received
3
across the posts below
Posts paid on
3
of 20 we hold a reading for · 15%
Most on one post
1
single highest reading
A paid reaction is a reader spending Telegram Stars — bought with money — on a post by @LawAndFinance. Telegram publishes the count on the public post preview alongside ordinary reactions, and this register reads it there. It is the only figure on this site that measures money moving rather than attention.
Stars are not reactions, and the two are never added. They are rendered in the same strip on Telegram and counted in the same shape, but one is a tap and the other is a purchase. The reaction totals and the engagement rate elsewhere on this page exclude every figure in this section, and no rate here is computed against a reaction count.
This is not revenue, and we publish no currency figure. What a Star costs a reader and what it pays a channel are different numbers, Telegram takes a share we cannot observe, and the terms have changed. Converting a Star count into money would be an estimate dressed as a measurement, so the count is where we stop.
Counted over the 20 most recent posts we hold for this entry, published 30 April 2026 to 30 July 2026. Star counts above 1,000 reach us in Telegram’s short form and carry the same three-significant-figure rounding as everything else on this page.
🏦 Сколько брокерских счетов нужно иметь?
Один? Несколько? Делить по целям или по брокерам?
Не преувеличу, если скажу: чуть ли не на каждом втором эфире в Антиклубе кто-то из участников задаёт этот вопрос.
Если вы тоже об этом задумывались, делюсь с вами коротким уроком. Это фрагмент эфира из Антиклуба — там Марина (куратор наших курсов и финансовый советник) в своей постоянной рубрике «Тупой вопрос» разобрала два …
⚡️Пользователи сообщают, что Цифра банк возобновил переводы в рублях и тенге во Freedom Bank Казахстан. Обратные переводы пока недоступны.
Стабильно ли будет работать этот канал дальше — неизвестно. Также пока работают переводы из российских банков по номеру карты, по IBAN в тенге, переводы через сервис Unired (пополняет только карты Visa), Kwikpay.
Пополнение брокерского счета Freedom в Казахстане через карту инве…
‼️Внимание, владельцы зарубежных банковских карт!
В связи с попаданием Цифра Банк под санкции ЕС, с его помощью больше невозможно пополнять счет Freedom Bank Казахстан.
Для пополнения ваших зарубежных карт рекомендую открыть счет в Райффайзенбанке или в ОТП Банке и переводить по реквизитам на рублёвый корсчёт Freedom Bank в ООО "Унифондбанк". Реквизиты здесь https://bankffin.kz/ru/requisites (реквизиты убраны с сай…
Заморозят ли банковские вклады? В этом видео на своем ютуб канале разобрала возможные сценарии заморозки/изъятия и их вероятность:
https://youtu.be/-J7p7LfKqz8?si=7dN8CiR7vq2UsBdh
Умеренно позитивные новости про FINEX
Появилось больше ясности по процедуре ликвидации фондов FINEX.
Главная хорошая новость: выручка от продажи активов фондов пойдет не через цепочку Euroclear–НРД (где деньги неизбежно застряли бы до снятия санкций с НРД), а напрямую на спецсчет компании Teneo Asset Solutions (TAS) — это британский администратор по распределению средств, поднадзорный британскому финансовому регуля…
Друзья, открыли для вас доступ к «Контрольной точке» на 48 часов
Первое полугодие подошло к концу, и я по традиции делаю финансовый чекап: смотрю на свой чистый капитал, оцениваю, какие активы работают, а какие пора пересмотреть.
Предлагаю вам присоединиться ко мне и так же внимательно посмотреть на свои финансы. Для этого я открываю доступ к тренингу «Контрольная точка».
Это 3 мини-урока, во время которых вы:
✔️…
Друзья, приглашаю вас на серию бесплатных вебинаров «Лето с пользой для бюджета».
Это 4 урока, на которых разберём, как использовать финансовые инструменты с пользой для себя: инвестировать, планировать долгосрочные сбережения, разбираться в пенсионных правах и говорить с детьми о деньгах.
1️⃣ Программа долгосрочных сбережений
ПДС активно продвигают банки и страховые компании. Но далеко не всем она подходит. Разбер…
Подушка безопасности — это деньги, которые должны быть под рукой. Это тот самый финансовый тыл, благодаря которому вы можете спокойно спать и понимать: если что-то случится, у вас есть финансовая защита.
Но хранить подушку тоже нужно разумно.
Сейчас мы находимся в цикле снижения ключевой ставки. А значит, что ставки по вкладам постепенно тоже идут вниз.
Поэтому в такой период для размещения подушки безопасности име…
Что значит новость о ликвидации FinEx
FinEx сообщил, что фонды FinEx Funds ICAV и FinEx Physically Backed Funds ICAV могут быть добровольно ликвидированы через ирландский суд.
Управляющая компания пишет, что прежние варианты разблокировки и погашения паёв за четыре года не сработали, поэтому теперь предлагается юридически закрыть фонды, продать ценные бумаги по текущей рыночной цене и распределить деньги между инве…
Друзья, если вы меня потеряли — всё в порядке, сейчас я веду курс по зарубежным инвестициям и много времени уделяю подготовке к лекциям. Тем временем мы с командой запустили YouTube-канал.
Уже вышли первые видео:
💰 Как накопить финансовую подушку безопасности, если раньше не получалось? 6 простых шагов
📊 Программа долгосрочных сбережений: в чём подвох ПДС и кому она выгодна?
👵 Пенсии не хватит: Что делать уже сей…
На этом графике — одна из самых важных идей в личных финансах.
Три человека. Все откладывают по 250$ в месяц под 7,25% годовых — это исторический ориентир реальной доходности диверсифицированного глобального портфеля акций, уже с поправкой на инфляцию. Номинально рынок давал ~10%, минус инфляция, то есть вы видите результат в "сегодняшних" ценах.
При этом финальный размер портфеля у всех троих кардинально разный из…
ЗАЧЕМ РОССИЯНАМ (И НЕ ТОЛЬКО ИМ) ЗАРУБЕЖНЫЕ АКЦИИ
Продолжим говорить о "домашних" и зарубежных инструментах для инвестора и их роли в портфеле. Первый пост здесь https://t.me/LawAndFinance/3631
Привычка инвестировать внутри своей страны вполне естественна. Свой рынок понятнее, новости доступнее, валюта родная. Эта склонность называется home bias, и она встречается у инвесторов во всех странах.
Но цена этой привычк…
👍70❤60🔥19😱1
Showing the 12 most recent of 20 posts we hold for @LawAndFinance. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Stars beside a post are paid reactions — Telegram Stars, bought with money and spent on that post. They are a different unit from reactions and are never added to them, here or anywhere else on this page.
Citation-graph rank
Citation-graph rank — 669,567 of 1,151,006entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 1 registered channel — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
Анастасия Тарасова Nastya_Docs @nastya_docs · 155,042 Telegram ranks this channel #7 of 86 here — alongside 85 others — read 12 August 2026
This channel appears in 1 seed channel's Telegram-generated recommendation list in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 12 August 2026 — this
entry's latest reading, not the date you are reading this.
“ШЕРГИНА Юрист Финансовый советник” (@LawAndFinance), 69,646 subscribers as measured 12 August 2026. Telegram Register, tgregister.com/channel/LawAndFinance.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.