Реалии жизни в условиях антиотмывочного Закона 115-ФЗ. Авторский канал Юдакова Сергея.
☑️ Помощь 115-ФЗ (161-ФЗ), получить консультацию, задать вопрос:
@Help115fz_bot
💻Сайт https://seb115fz.ru
📰 Соц сети https://t.me/tot115fz/2110
Created
20 March 2018 — measured — cross-checked against a third-party dataset (ext.tg_channel)
Technology — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 10 September 2026 and assigned it the closest of 31 fixed categories, at 63% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.
Growth
36 measurements spanning 51 days, net +5. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 26,475–26,544 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 36
Measured (UTC)
Subscribers
Change
25 Sept 2026, 19:16
26,536
+19
19 Sept 2026, 00:37
26,517
+21
16 Sept 2026, 14:40
26,496
+1
14 Sept 2026, 20:00
26,495
-3
13 Sept 2026, 08:17
26,498
-4
11 Sept 2026, 09:36
26,502
-16
8 Sept 2026, 16:56
26,518
+12
5 Sept 2026, 10:37
26,506
-3
3 Sept 2026, 09:54
26,509
-2
2 Sept 2026, 06:44
26,511
-1
1 Sept 2026, 03:58
26,512
+1
31 Aug 2026, 00:53
26,511
-3
30 Aug 2026, 01:14
26,514
-1
28 Aug 2026, 21:44
26,515
-10
27 Aug 2026, 22:34
26,525
+3
27 Aug 2026, 02:01
26,522
+16
26 Aug 2026, 03:34
26,506
+12
25 Aug 2026, 00:27
26,494
-7
23 Aug 2026, 15:02
26,501
-3
21 Aug 2026, 23:26
26,504
first reading
Engagement
38 posts held, back to 23 June 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 72 pages of Telegram’s post history, 20 posts per page.
ERR · 30 days
24.1%
avg views ÷ 26,536 subscribers
Avg views / post
6,390
15 posts measured
Reaction rate
0.547%
reactions ÷ views · ER floor
Posts in window
15
of 38 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
What these figures were computed from
Window
Rolling 30 days · latest post in window 29 September 2026
Posts held
38 (23 June 2026 – 29 September 2026)
Views total
95,923
Reactions total
525
Forwards / comments
not exposed by the public surface — not measured, not estimated
Readings taken
29 Sept 2026, 14:21 UTC
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
Photos
509
Videos
29
Links
539
Lifetime counters from Telegram’s own channel header, read 29 September 2026 — not the date at the top of this page, which is when the subscriber count was last read. Below Telegram’s rounding threshold, so these counts are exact.
Video runtime
10s
Average length
10s
Measured directly from 1 video with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.
Reaction mix
1,399 reactions across 38 posts, in 4 distinct kinds. The most used accounts for 33.3% of them.
Every reaction kind recorded on the sample, most used first
Reaction
Count
Share
Share, drawn
❤
466
33.3%
👍
458
32.7%
🔥
284
20.3%
🥱
191
13.7%
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 38 of the 38 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 1,399 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 38 most recent posts we hold, published 23 June 2026 to 29 September 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Telegram Stars
Stars received
3
across the posts below
Posts paid on
3
of 38 we hold a reading for · 8%
Most on one post
1
single highest reading
A paid reaction is a reader spending Telegram Stars — bought with money — on a post by @tot115fz. Telegram publishes the count on the public post preview alongside ordinary reactions, and this register reads it there. It is the only figure on this site that measures money moving rather than attention.
Stars are not reactions, and the two are never added. They are rendered in the same strip on Telegram and counted in the same shape, but one is a tap and the other is a purchase. The reaction totals and the engagement rate elsewhere on this page exclude every figure in this section, and no rate here is computed against a reaction count.
This is not revenue, and we publish no currency figure. What a Star costs a reader and what it pays a channel are different numbers, Telegram takes a share we cannot observe, and the terms have changed. Converting a Star count into money would be an estimate dressed as a measurement, so the count is where we stop.
Counted over the 38 most recent posts we hold for this entry, published 23 June 2026 to 29 September 2026. Star counts above 1,000 reach us in Telegram’s short form and carry the same three-significant-figure rounding as everything else on this page.
Мои друзья из Международного банковского клуба проводят 1 октября конференцию «Банки и криптовалюты: новации и комплаенс. Новые задачи, возможности и ограничения».
Там я выступаю спикером. Будут руководители банковских комплаенс подразделений, представители ЦБ и Росфинмониторинга.
Завтра завершается регистрация.
Программа и регистрация:
https://www.interbankclub.com/main.mhtml?Part=44&PubID=845
Строго с корпорат…
Новые ограничения на вывоз наличных. И причем здесь регулирование криптовалют.
Сегодня вступает в силу новый указ президента.
Запрещен вывоз наличных рублей физическими лицами из России в страны ЕАЭС (Белоруссия, Казахстан, Армения, Киргизия), а также Азербайджан, Таджикистан и Узбекистан суммой более 1 млн руб.
Предпринимателям (ИП и юр лицам) вывоз валюты в эти страны запрещен полностью.
При превышении лимита изл…
AML TechConf`26
Мои хорошие друзья 14.10.2026 проводят конференцию «Автоматизация и IT-технологии в ПОД/ФТ/ЭД/ФРОМУ».
Будет интересно для руководителей комплаенса и CIO банков и финансовых организаций.
И я там тоже буду.
Программа и подробности: https://amltechconf.ru
ЦБ выпустил письмо, где рекомендует банкам рассматривать заявление о снятии блокировки с карты или приложения в течение месяца.
А если банк принял положительное решение – в течение дня снимать ограничения.
Банк России рекомендует обратить особое внимание на реализацию рекомендаций, содержащихся в информационном письме, в отношении клиентов, являющихся участниками специальной военной операции.
Что поменяется для клие…
ЦБ РФ планирует обязать банки ужесточить проверку происхождения наличных средств клиентов для борьбы с теневым сектором и легализацией доходов.
Руководитель службы финансового мониторинга ЦБ Богдан Шабля сообщил, что новые рекомендации коснутся как физических, так и юридических лиц, требуя содержательного, а не формального контроля за операциями по внесению денег и конвертации.
Меры связаны с устойчивым оттоком ден…
Суд признал переписку в Telegram договором займа и обязал вернуть деньги.
Новость о том, что суд признал обычную переписку в мессенджере полноценным договором займа и взыскал долг с процентами, облетела новостные каналы. С точки зрения Гражданского кодекса, в этом решении нет ничего удивительного.
Договор — это не всегда солидный документ с заголовком «ДОГОВОР» и синей печатью. По закону это соглашение сторон, кото…
Как перевести деньги на личную карту и избежать блокировки по 115-ФЗ: реальный опыт ИП
Недавно ко мне обратился клиент с довольно распространённым случаем, интересующим многих ИП, предоставляющих интеллектуальные услуги и не имеющих значительных расходов, а именно: как правильно ответить на запрос банка и не получить блок счета.
У таких бизнесменов проблемы, связанные с исполнением того самого 115-ФЗ, возникают пото…
Wildberries проверит происхождение средств на кошельке: кому ждать запроса
Новость о том, что Wildberries просит пользователей подтвердить происхождение денег, потраченных на площадке, вызвала активное обсуждение.
Важно понимать детали: Эти требования касаются только транзакций с использованием внутреннего кошелька маркетплейса.
Операции по нему проходят через «Вайлдберриз Банк», который, как и любая кредитная орга…
После блокировки счета по 115-ФЗ банки часто дают перевести остаток на ЕНС. Доверчивые предприниматели с удовольствием принимают предложение, думая, что это безопаснее, чем перевод остатка в другой банк при закрытии счета.
Логика кажется железной: если новый банк получит платёж с назначением «перевод в связи с закрытием счёта», риск повторной блокировки по 115-ФЗ значительно возрастёт. А вот перевод на ЕНС представл…
Как казино и ставки стали инструментом для отмывания денег
FATF выпустила новый отчёт. Индустрия азартных игр стала онлайн, кросс-граничной и многопродуктовой: казино, спорт, лотереи, мобильные игры. Не все платформы подпадают под антиотмывочные правила - отсюда лазейки.
Главный риск — отмывание денег. Особенно уязвимы онлайн-казино, ставки на спорт.
Несколько примеров из отчёта:
✔️Двое игроков в рулетку: один вс…
Однофамильцы под ударом: как новые поправки в 115-ФЗ могут лишить россиян банковских карт, а банкам прибавить работы.
О банковских комплаенс специалистах беспокоиться точно не стоит — они останутся самыми востребованными на рынке. Тем более с учетом новых инициатив ЦБ и Росфина коллег в отрасли может стать еще больше. Перспективная профессия :-)
Это было небольшое вступление к новому проекту поправок в тот самый 11…
«Хавала» и цифровое подполье: как работают теневые банки.
В сентябре 2026 года FATF (глобальный борец с отмыванием денег) выпустил доклад про теневые переводы денег – «хавала».
Что такое хавала? Это древняя система переводов родом с Ближнего Востока, где деньги не пересекают границу. Вы отдаёте наличные посреднику в стране А, он звонит партнёру в стране Б, и тот выдаёт деньги вашему родственнику. Всё держится на че…
❤18👍8🔥8🥱8
Showing the 12 most recent of 38 posts we hold for @tot115fz. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 13 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Channels Telegram recommends alongside this one
Telegram’s own answer, not this register’s. When this register asks Telegram’s API what is similar to this channel, this is the list it returns, in the exact order Telegram returns it — never re-sorted by subscribers or by anything else this register measures. The relationship, and the order, are Telegram’s; we record them and date them, and make no claim of our own about which of these channels actually resemble this one.
Read from Telegram’s recommendation API, most recently 12 September 2026. Telegram holds a list like this for a small and growing share of the register — how this is measured, and why most channel pages show nothing here.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
Cartesius channel @LexagencyLawStream · 29,770 Telegram ranks this channel #12 of 62 here — alongside 61 others — read 8 September 2026
Налоги, законы и бизнес. Марат Самитов @oooavirta · 56,274 Telegram ranks this channel #13 of 91 here — alongside 90 others — read 23 August 2026
Мы́тарь @mytar_rf · 27,487 Telegram ranks this channel #18 of 89 here — alongside 88 others — read 10 September 2026
BlackAudit @BlackAudit · 52,188 Telegram ranks this channel #21 of 90 here — alongside 89 others — read 24 August 2026
Менделеевщина! @mendeleevshina · 23,967 Telegram ranks this channel #48 of 72 here — alongside 71 others — read 17 September 2026
Бухучет и налоги от «Клерк.Ру» @klerkonline · 20,352 Telegram ranks this channel #64 of 95 here — alongside 94 others — read 27 September 2026
Ряховский: Налоги без фильтра @ryahovskiynalogii · 35,355 Telegram ranks this channel #65 of 91 here — alongside 90 others — read 2 September 2026
Переводчик с бухгалтерского @accwhisper · 50,757 Telegram ranks this channel #75 of 96 here — alongside 95 others — read 25 August 2026
ЛИЧНЫЕ НАЛОГИ @persontaxes · 31,488 Telegram ranks this channel #78 of 91 here — alongside 90 others — read 6 September 2026
This channel appears in 9 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 25 September 2026 — this
entry's latest reading, not the date you are reading this.
“Тот самый 115-ФЗ” (@tot115fz), 26,536 subscribers as measured 25 September 2026. Telegram Register, tgregister.com/channel/tot115fz.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.