Telegram RegisterThe public register of Telegram

Channel

Проводник через кредитную бездну

@vekselru

On this record: Growth · Engagement · What this channel posts · Reactions · Posts · Polls · Citations · Cite this entry

266subscribers

+0 since we began measuring on 7 August 2026

Risers and fallers across the register · movement among entries of Under 1,000.

Register entry

Telegram ID-1001329738337
TypeChannel
Username@vekselru
DescriptionНекоммерческие решения коммерческих проблем. Преодоление закредитованности. Учебные материалы https://clck.ru/3FVmZh https://t.me/vekseliant_bot Связаться @Veksel_NPO
CreatedBetween 1 March 2018 and 30 June 2021— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded8 August 2026
Last confirmed live8 August 2026
Measurements held2
On Telegramt.me/vekselru

Growth

2667 Aug 2026, 18:16 — 266 subscribers8 Aug 2026, 09:01 — 266 subscribers7 Aug 2026, 18:168 Aug 2026, 09:01
2 measurements taken within a single day. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 265–267 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
8 Aug 2026, 09:01266no change
7 Aug 2026, 18:16266first reading

Engagement

20 posts held, back to 29 January 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 1 pageof Telegram’s post history, 20 posts per page.

Nothing published in the last 30 days. ERR and ER are rolling 30-day measures, so there is nothing to compute — we hold 20 posts for this entry, the most recent from 2 April 2026. An engagement rate over an empty window would be a number about nothing.

What this channel posts

Photos
93
Videos
56
Links
272

Lifetime counters from Telegram’s own channel header, read 8 August 2026 — not the date at the top of this page, which is when the subscriber count was last read. Below Telegram’s rounding threshold, so these counts are exact.

Video runtime
1m 09s
Average length
1m 09s

Measured directly from 1 video with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no mark.

Reaction mix

37 reactions across 13 posts, in 8 distinct kinds. The most used accounts for 48.6% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
👍1848.6%
😁718.9%
🤔38.11%
25.41%
👀25.41%
💯25.41%
🔥25.41%
👎12.70%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 13 of the 20 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 37reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 20 most recent posts we hold, published 29 January 2026 to 2 April 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

2 Apr 2026, 08:55 UTC80 views3 reactionsread 8 August 2026

Зам главы АП Максим Орешкин: «Банки в традиционном виде должны умереть». А мы, все же, отметим, что созданные долги никуда не денутся. И параллельно с реформацией банковского сектора дОлжно внедрять механизмы, направленные на устранение деструктивных последствий закредитованности (как для населения, так и для реального сектора). 🎯Цель - создать условия для скорейшего их включение в активную экономическую деятел

💯2😁1

31 Mar 2026, 13:31 UTC82 views1 reactionsread 8 August 2026

Глава Минпромторга анонсировал от своего ведомства поправки в закон о банкротстве. Главное новшество - добанкротная санация предприятия с целью найти нового собственника и списать долги, не разрушая производственый процесс. Правительство озадачилась вопросом сохранения реальных производителей. Будут ли приняты поправки на этот раз и смогут ли примерить их на себя домохозяйства, как экономическая единица, обеспечив

👎1

23 Mar 2026, 13:49 UTC98 viewsread 8 August 2026
Poll

Какие темы боле важны лично для Вас:

  1. практика преодоления закредитованности. Конкретные шаги и механизмы75%
  2. новости, статистики и тенденции долгового рынка в целом;25%
  3. экспертные мнения, предложения о необходимых изменениях. Новые концепции в экономике, праве.31%
  4. выдержки из учебно-просветительских материалов.44%

The shares total 175%, above 100: this poll accepts more than one answer per voter. No per-option vote count is published, so the number of voters who chose each option is not derivable and is not shown.

23 Mar 2026, 13:35 UTC87 views1 reactionsread 8 August 2026

До сих пор в рамках нашего канала мы рассматривали Вопрос преодоления критической закредитованности в ракурсе нескольких направлений: - ✅1. что делать, чтобы прямо сейчас уменьшить кредитное давление на бюджет (фл,юл)?Механизм Вексельной программы ПО НПО - конкретные шаги. Зачем? Чтобы сейчас определить способ и начать движение в сторону решения проблемы. - ✅ 2. Новости вокруг проблемы. Тренды рынка кредитования,

1

23 Mar 2026, 12:34 UTCviews —

Проводник через кредитную бездну pinned «По итогам 2025 года Доля проблемных кредитов розницы достигла 13% в портфелях банков, следует из февральского доклада Банка России. Здесь важно обратить внимание не столько на новый уровень, сколько на динамику прироста. Скачек доли проблемных долгов…»

23 Mar 2026, 12:10 UTC67 viewsread 8 August 2026

По итогам 2025 года Доля проблемных кредитов розницы достигла 13% в портфелях банков, следует из февральского доклада Банка России. Здесь важно обратить внимание не столько на новый уровень, сколько на динамику прироста. Скачек доли проблемных долгов произошел сразу на треть: с 9 на 13% от общего портфеля потреб.кредитов. Доля средств на платежи по процентам в бюджете российских компаний достигла 30%!!! Внимание

20 Mar 2026, 10:58 UTC79 viewsread 8 August 2026

Госдумой принят в первом чтении законопроект, обязывающий кредитные организации уведомлять граждан о заключении ими кредитного договора. Уведомление должно поступить на Госуслуги в течение 15 мин. Отменить должный кредит можно в течение «периода охлаждения» - для сумм свыше 200 000 этот срок составляет 48 часов.

13 Mar 2026, 11:18 UTC113 viewsread 8 August 2026
Forwarded from @proeconomicsPhoto

Какие отрасли попали в долговую кабалу - отношение процентных платежей по кредитам к прибыли. Считается, что критическая точка – это более 30%. Ещё раз обращу внимание, это только обслуживание кредита. Хуже всего положение в отрасли «Производство прочих транспортных средств и оборудования». Она охватывает выпуск судов, железнодорожных локомотивов, летательных и космических аппаратов, а также военных боевых машин. И

28 Feb 2026, 12:52 UTC140 views3 reactionsread 8 August 2026
Photo

Несколько лет назад мне переслали презентацию Германа Грефа, которую он приводил для руководящего звена Сбера. На днях она снова попалась мне на глаза. Обратил внимание на последние слайды. Глава крупнейшего финансового конгломерата рекомендовал своим ТОПам книгу Голдсмита «Прыгни выше головы» - 20 привычек, от которых нужно отказаться. Ниже привожу фото содержания книги. А найти ее на просторах Рунета не сложно .

👍3

26 Feb 2026, 07:48 UTC129 views1 reactionsread 8 August 2026

«Степень паразитизма российских банков почти в 3 раза выше, чем в Европе и Китае» пишет Равенство. Медиа. И продолжает: «90% всех депозитных доходов получает 1% вкладчиков, и банкиры из них самые преуспевающие». И не мудрено - средний месячный доход члена правления банка из ТОП-10 составляет около 8 млн.р/мес. Ещё одна цитата: «Ростовщичество осуждается почти во всех традиционных религиях. А ведь традиционные цен

🔥1

24 Feb 2026, 08:39 UTC104 views2 reactionsread 8 August 2026
Video

Давно не писали про наш дружественный и подшефный пункт “ПокроV”, где соотечественники руками воплощают в жизнь свои ценности. Один празднично-выходной день в паре кадров.

👍2

Showing the 12 most recent of 20 posts we hold for @vekselru. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Polls

The poll we hold for this entry, as Telegram rendered it when we read the post. A poll’s figures keep moving after that, so each one is dated.

23 Mar 2026, 13:49 UTCAnonymous Poll16 voters

Какие темы боле важны лично для Вас:

  1. практика преодоления закредитованности. Конкретные шаги и механизмы75%
  2. новости, статистики и тенденции долгового рынка в целом;25%
  3. экспертные мнения, предложения о необходимых изменениях. Новые концепции в экономике, праве.31%
  4. выдержки из учебно-просветительских материалов.44%

The shares total 175%, above 100: this poll accepts more than one answer per voter. No per-option vote count is published, so the number of voters who chose each option is not derivable and is not shown.

Percentages only — there are no per-option vote counts here, because Telegram publishes none.The public post preview gives each option’s share and a single voter total, and nothing else. Multiplying one by the other would produce a per-option tally that looks measured and is not: the shares are rounded to whole numbers before we ever see them. We print what was published and leave the column that does not exist empty.

The shares need not add up to 100.Rounding alone puts many polls at 99 or 101. A poll that allows more than one answer per voter runs well past 100 by design, and several here do. The bars are drawn against a fixed 100% track at each option’s own percentage rather than normalised to the total, so a poll that exceeds it shows that it does instead of being quietly rescaled.

Read from the 20 most recent posts we hold, published 29 January 2026 to 2 April 2026. Telegram labels each poll by kind — an anonymous poll, a quiz, a closed set of final results — and that label is reproduced rather than paraphrased.

Citation-graph rank

Citation-graph rank — 922,797 of 1,176,251entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.

Forward network

Republished by

Channels on the register that have forwarded this channel's posts into their own feed.

Republishes

Channels on the register whose posts this channel has forwarded.

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Mentions

Named by 1 registered channel — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

Named by

Channels on the register whose posts name this channel's handle.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 8 August 2026 — this entry's latest reading, not the date you are reading this.

“Проводник через кредитную бездну” (@vekselru), 266 subscribers as measured 8 August 2026. Telegram Register, tgregister.com/channel/vekselru.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.