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Channel

МБК | Финансы, кредитование, банкротство

@mbk_finance

On this record: Growth · Engagement · Reactions · Posts · Citations · Cite this entry

1,473subscribers

-3 since we began measuring on 6 August 2026

Risers and fallers across the register · movement among entries of 1,000–3,162.

Register entry

Telegram ID-1001256099423
TypeChannel
Username@mbk_finance
Created17 September 2020measured — cross-checked against a third-party dataset (ext.tg_channel)
First recorded6 August 2026
Last confirmed live12 August 2026
Measurements held4
Confirmed unchanged1 time, most recently 12 August 2026
On Telegramt.me/mbk_finance

Growth

1,4731,4761,474.56 August 2026 — 1,476 subscribers6 August 2026 — 1,476 subscribers9 August 2026 — 1,474 subscribers12 August 2026 — 1,473 subscribers6 August 202612 August 2026
4 measurements spanning 6 days, net -3. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 1,473–1,476 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
12 Aug 2026, 10:271,473-1
9 Aug 2026, 07:121,474-2
6 Aug 2026, 11:371,476no change
6 Aug 2026, 09:521,476first reading

Engagement

20 posts held, back to 11 March 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 2 pagesof Telegram’s post history, 20 posts per page.

ERR · 30 days
3.97%
avg views ÷ 1,473 subscribers
Avg views / post
58.5
2 posts measured
Reaction rate
2.56%
reactions ÷ views · ER floor
Posts in window
2
of 20 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 31 July 2026
Posts held20 (11 March 202631 July 2026)
Views total117
Reactions total3
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken7 Aug 2026, 18:22 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

Reaction mix

13 reactions across 9 posts, in 3 distinct kinds. The most used accounts for 46.2% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
646.2%
👍646.2%
🔥17.69%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 9 of the 20 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 13reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 20 most recent posts we hold, published 11 March 2026 to 31 July 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

31 Jul 2026, 07:40 UTC38 views2 reactionsread 7 August 2026
Photo

При выезде из съемной квартиры хозяин находит потертые обои и оставляет залог себе. Выяснили, что закон разрешает вычесть, а что нет, чем естественный износ отличается от порчи, какие доказательства решают спор и сколько стоит суд. Плюс отдельно: что делать, если договора не было вообще.

1👍1

24 Jul 2026, 10:25 UTC79 views1 reactionsread 7 August 2026
Photo

Банки обещают рефинансирование «от 14,9%», но заемщику с просрочками достается совсем другая цифра. Проверили официальные условия пяти банков и собрали реальные диапазоны полной стоимости кредита — от 29 до 54% для проблемной истории. Плюс разобрали, что мешает одобрению и как поднять шансы.

1

24 Jun 2026, 16:24 UTC152 viewsread 7 August 2026
Photo

С 1 октября коммуналка снова дорожает — в регионах предельный рост до 22%. Но пенсионерам и многодетным часть расходов можно вернуть, а кое-что не платить вовсе. Собрали все скидки, компенсации и субсидии 2026 года: кому положены, сколько составляют и как оформить через Госуслуги, МФЦ или соцзащиту.

19 Jun 2026, 10:50 UTC167 views1 reactionsread 7 August 2026
Photo

19 июня ЦБ снова снизил ключевую ставку — теперь она 14,25%. Кредиты постепенно дешевеют, а ставки по вкладам, наоборот, ползут вниз. Узнайте, что это значит для заемщиков, стоит ли рефинансировать долг и успеть ли открыть вклад под высокий процент.

🔥1

19 Jun 2026, 08:47 UTC139 views2 reactionsread 7 August 2026
Photo

Бензин обновил годовой максимум, в части регионов — лимиты на заправках. Но тотального дефицита аналитики не ждут: запрет на экспорт оставляет объемы внутри страны. Рассказали, что будет с ценами в июле и до конца года, что тянет их вверх, что держит вниз и когда ждать остановки роста.

1👍1

16 Jun 2026, 11:03 UTC131 views2 reactionsread 7 August 2026
Photo

Собрали список из 10 банков, которые в 2026 году предлагают максимальную доходность по депозитам: — Альфа-Банк — до 16,5%. — Совкомбанк — до 15,1%. — Банк Дом.рф — до 15%. — Т-Банк — до 15%. — МКБ — до 14,5%. — Промсвязьбанк — до 14,5%. — ВТБ — до 14,2%. — Газпромбанк — до 14%. — Россельхозбанк — до 13,8%. — Сбербанк — до 13,5%. Капитал в 1–2 млн ₽ может приносить до 12 000–25 000 ₽ в месяц. Но сперва изучите предл

2

22 May 2026, 07:28 UTC189 viewsread 7 August 2026
Photo

Многие думают, что банк не может забрать кредит раньше срока — ведь договор подписан. Это не так. Есть конкретные ситуации, когда банк вправе потребовать вернуть всю сумму немедленно. Что делать, если оказались в такой ситуации — читайте в статье.

17 Apr 2026, 17:15 UTC289 views1 reactionsread 7 August 2026
Photo

«Веселая карта для жизни» от ВТБ отличается от обычной только картинкой. Условия те же. Разбираем, кому она реально выгодна, а кому лучше пройти мимо.

👍1

17 Apr 2026, 09:39 UTC269 viewsread 7 August 2026
Photo

Поставить самозапрет — 5 минут. Снять — другая история. Госуслуги не пропускают заявление, банк отказывает даже после снятия, а ускорить ничего нельзя. Рассказали, почему так происходит и что делать.

8 Apr 2026, 08:17 UTC281 viewsread 7 August 2026
Photo

Планируете отпуск, но бюджет не резиновый? Собрали пять банков, где в апреле 2026 года можно взять кредит на путешествие — с актуальными ставками и условиями по каждому.

7 Apr 2026, 11:46 UTC241 views1 reactionsread 7 August 2026
Photo

Вернуть часть уплаченного налога можно за лечение, обучение, покупку жилья и другие расходы. В 2026 году часть вычетов оформляется автоматически — через личный кабинет ФНС, без декларации. Но базовое правило не изменилось: деньги возвращают только из уже уплаченного НДФЛ. Собрали условия, суммы возврата и способы оформления — https://clck.ru/3SyJis

👍1

3 Apr 2026, 14:23 UTC221 viewsread 7 August 2026
Photo

Передали деньги продавцу до сделки — и думаете, что защищены? Только если это задаток, а не аванс. Рассказываем, в чем разница, как правильно составить договор и что проверить до того, как отдать деньги.

Showing the 12 most recent of 20 posts we hold for @mbk_finance. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Citation-graph rank

Citation-graph rank — 1,064,690 of 1,345,403entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.

Forward network

Republished by

Channels on the register that have forwarded this channel's posts into their own feed.

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 12 August 2026 — this entry's latest reading, not the date you are reading this.

“МБК | Финансы, кредитование, банкротство” (@mbk_finance), 1,473 subscribers as measured 12 August 2026. Telegram Register, tgregister.com/channel/mbk_finance.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.