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Channel

Ипотечная кухня 👩‍🍳🔥Кредиты для жизни и бизнеса⏺️Ольга Конзелевская

@ipotekapro

On this record: Growth · Engagement · What this channel posts · Reactions · Posts · Polls · Citations · Telegram's recommendations · Cite this entry

8,860subscribers

-36 since we began measuring on 6 August 2026

Risers and fallers across the register · movement among entries of 3,162–10,000.

Register entry

Telegram ID-1001294893159
TypeChannel
Username@ipotekapro
DescriptionКредиты без воды, сложных терминов Делюсь лайфхаками и обзорами рынка 🔸 Гид по кредитам — https://t.me/kreditvoblago 🔸 Безопасные сделки с недвижимостью — @NeoEstate_agency 🔸Пообщаться - https://t.me/olgaipotekapro 📩 Консультация: @NeoEstate_bot
CreatedBetween 1 March 2018 and 31 July 2021— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded6 August 2026
Last confirmed live24 August 2026
Measurements held6
Confirmed unchanged1 time, most recently 24 August 2026
On Telegramt.me/ipotekapro

Growth

8,8608,8968,8786 August 2026 — 8,896 subscribers6 August 2026 — 8,896 subscribers7 August 2026 — 8,893 subscribers11 August 2026 — 8,885 subscribers14 August 2026 — 8,869 subscribers24 August 2026 — 8,860 subscribers6 August 202624 August 2026
6 measurements spanning 18 days, net -36. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 8,855–8,901 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
24 Aug 2026, 17:478,860-9
14 Aug 2026, 19:448,869-16
11 Aug 2026, 00:388,885-8
7 Aug 2026, 15:328,893-3
6 Aug 2026, 20:008,896no change
6 Aug 2026, 19:548,896first reading

Engagement

27 posts held, back to 27 July 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 27 pagesof Telegram’s post history, 20 posts per page.

ERR · 30 days
3.79%
avg views ÷ 8,860 subscribers
Avg views / post
336
27 posts measured
Reaction rate
2.24%
reactions ÷ views · ER floor
Posts in window
27
of 27 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate. It is computed over the 23 of 27 measured posts that carry a reaction reading, and over those same posts' views.

What these figures were computed from
WindowRolling 30 days · latest post in window 22 August 2026
Posts held27 (27 July 202622 August 2026)
Views total9,062
Reactions total180
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken25 Aug 2026, 21:02 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

What this channel posts

Photos
1,140
Videos
136
Links
557

Lifetime counters from Telegram’s own channel header, read 25 August 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.

Video runtime
2m 43s
Average length
33s

Measured directly from 5 videos with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no mark.

Reaction mix

180 reactions across 23 posts, in 7 distinct kinds. The most used accounts for 50.6% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
9150.6%
👍3318.3%
💯2212.2%
🔥1810.0%
❤‍🔥116.11%
🙈31.67%
🥰21.11%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 23 of the 27 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 180reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 27 most recent posts we hold, published 27 July 2026 to 22 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

22 Aug 2026, 09:01 UTC231 views5 reactionsread 25 August 2026
Photo

📌 Новости рынка недвижимости и ипотеки за 15-21 августа 📌 🔸 Средний срок накопления на квартиру в новостройке вырос с 5,7 до 6,3 года с 2019 по 2026 год. В Москве показатель достиг 12,2 года. 🔸 ЦБ предложил законодательно урегулировать рассрочку при покупке новостроек. 🔸 Владельцам недвижимости предложили разрешить указывать дополнительное контактное лицо в ЕГРН для получения уведомлений об операциях с объектом.

❤‍🔥41

20 Aug 2026, 13:05 UTC278 views8 reactionsread 25 August 2026
Photo

5 вредных советов от «экспертов» по досрочному погашению ипотеки Я уже, кажется, собрала бинго из советов по досрочке, которые гуляют по соцсетям. Самое опасное - их подают как правила, которые работают для любой ипотеки и любого банка. Хотя механика в банках разная: где-то досрочка - только в дату платежа, где-то - в любой день. Где-то нужно заранее написать заявление, а где-то возможно сделать это день в день. А

👍3💯32

19 Aug 2026, 18:11 UTC204 viewsread 25 August 2026
Forwarded from @acadimyipotekiPhoto

Мы открыли набор на «Будь Брокером 2026». Старт — 6 сентября. 9 недель живого обучения, много практики и три тарифа на выбор. А при предоплате Вы сразу получите курс «Кредиты во благо» — 42 урока, которые можно начать смотреть ещё до старта. Сейчас на эфире Ольга рассказывает про программу, тарифы и отвечает на вопросы. Приходите, если хотите понять, подходит ли Вам эта профессия и с чего начать 👇 🔗 Обучение

19 Aug 2026, 14:59 UTC248 viewsread 25 August 2026
Photo

Друзья, сегодня провожу эфир и буду рада, если вы придете меня поддержать и позадавать вопросы Сегодня буду обсуждать тему - «ИПОТЕЧНЫЙ БРОКЕР 2026: РАБОТА И ДЕНЬГИ В ТЕКУЩИХ РЕАЛИЯХ» Разберу: как все же работать онлайн и не привязываться к городу, где искать клиентов, в чем заключается работа и почему эта профессия становится актуальной 🔗Приходите: https://school.ipotekapro-kurs.ru/entrance_bb

19 Aug 2026, 12:17 UTC265 views6 reactionsread 25 August 2026

Хотите в ипотеку, но страшно начинать без опыта? Приходите сегодня на вебинар Самый частый страх у тех, кто смотрит в сторону профессии ипотечного брокера: 🔘«А если я не разберусь?» 🔘«А где брать клиентов?» 🔘«А если банк откажет, что я буду делать?» 🔘«А как работать без опыта?» Вот это сегодня и разберём. 19 августа в 19:00 по Москве Ольга Конзелевская проведёт вебинар о профессии ипотечного брокера и новом потоке

2👍2💯2

17 Aug 2026, 16:54 UTC459 views12 reactionsread 25 August 2026
Video

Ипотечный брокер может работать из любой точки Столица или маленький город, дача, море, дождь за окном - не так важно. Главное, чтобы был интернет и желание разбираться в ситуациях, как сыщик и стратег И в этом главное преимущество работы Ипотечным Брокером - быть в любой точке мира и выбирать свой график онлайн. И сейчас время, когда ценность экспертов растет: по данным НБКИ, в июне 2026 года доля отказов по заяв

👍54💯3

17 Aug 2026, 11:04 UTC332 views5 reactionsread 25 August 2026
Photo

🚩Семейная ипотека на 17.08.26🚩 ПВ от 20% 🔴Абсолют - ПВ 20% 🔴Альфа - ПВ 20% субсид/ Комбо, иное 30% 🔴АТБ - ПВ 20% 🔴Банк Россия - ПВ 20% 🔴БСПБ - ПВ 20% 🔴ВБРР - ПВ 20%, дом 30% 🔴ВТБ - ПВ 20% ПФ/Комбо/ИЖС, иное 40% 🔴Генбанк - ПВ 20% 🔴ДОМРФ - ПВ 20% 🔴Кубань Кредит - ПВ 20% 🔴Металлинвестбанк - ПВ 20% 🔴МКБ - ПВ 20% 🔴Примсоцбанк - ПВ 20% 🔴РСХБ - ПВ 20% ПФ, 30% иное 🔴Сбербанк - ПВ 20% Комбо/ ИЖС/ ДКП/ эскроу/ ПФ; иное от 3

5

15 Aug 2026, 09:03 UTC369 views9 reactionsread 25 August 2026
Photo

📌 Новости рынка недвижимости и ипотеки за 8–14 августа 📌 🔸 Продажи новостроек в июле снизились на 8% год к году — до 1,85 млн кв. м. 🔸 Доля отказов по розничным кредитам в июле выросла до 77,2%. 🔸 Россияне стали чаще досрочно погашать ипотеку: за январь–март объём таких погашений вырос почти на 20% год к году. 🔸 У девелоперов продолжила расти доля нераспроданного жилья — в крупнейших городах на реализацию текущих

7👍1💯1

15 Aug 2026, 07:00 UTC308 views8 reactionsread 25 August 2026
Video

В 2026 году получить ипотечное одобрение стало в разы сложнее ЦБ закручивает гайки, банки внимательнее смотрят на нагрузку, доходы, кредитную историю, состав семьи, объект, первоначальный взнос и ещё тысячу мелочей, о которых обычный человек даже не думает. Семейную ипотеку уже меняли сколько раз и в октябре ждём еще одну волну изменений. Рынок недвижимости сейчас меняется так быстро, что уследить за всем человеку

8

14 Aug 2026, 13:51 UTC342 views6 reactionsread 25 August 2026
Photo

Государство поможет сократить ипотеку почти на полмиллиона Но эти деньги нельзя получить на руки. Их можно направить только на досрочное погашение ипотеки И самое интересное - это не материнский капитал. Даже если маткапитал вы уже использовали, право на эту выплату всё равно может сохраниться. Речь о программе для семей, где родился третий или последующий ребёнок. Кому доступно: 🟢 третий или последующий ребёнок

2🔥2👍1💯1

13 Aug 2026, 15:28 UTC349 views7 reactionsread 25 August 2026
Photo

Маткапитал: кому выделять доли? Продолжаем разбирать #материнскийкапитал Уже говорили, как его можно использовать при покупке жилья, в ипотеке и в качестве первоначального взноса. Но у маткапа есть одна важная особенность, про которую часто не вспоминают или трактуют неверно Если семья использовала маткапитал на покупку квартиры или дома, жильё должно быть оформлено в общую собственность семьи. Кому выделять? 🔘 В

🔥32👍2

12 Aug 2026, 15:35 UTC347 views7 reactionsread 25 August 2026

Почему Людочка терпит свекровь? 🙈 Да потому что у неё сейчас просто нет другого варианта. Она в декрете, совмещать полноценную работу с ребёнком сложно, своей квартиры нет, поэтому живут у свекрови. И получается, что Людочка зависит и от мужа, и от обстоятельств, в которых ей приходится со многим мириться, в том числе и с таким отношением к себе и ребенку. Можно сколько угодно советовать ей «расставить границы». То

3💯3🥰1

Showing the 12 most recent of 27 posts we hold for @ipotekapro. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Polls

The 2 polls we hold for this entry, as Telegram rendered them when we read the post. A poll’s figures keep moving after that, so each one is dated.

12 Aug 2026, 13:09 UTCAnonymous Poll13 voters

Как Вы думаете, почему Людочка всё это терпит?

  1. Очень любит свекровь0%
  2. Не умеет говорить «нет»38%
  3. Муж запретил спорить15%
  4. Некуда уходить85%
  5. Зависит от свекрови и мужа38%
  6. Свой вариант - в комментариях0%

The shares total 176%, above 100: this poll accepts more than one answer per voter. No per-option vote count is published, so the number of voters who chose each option is not derivable and is not shown.

28 Jul 2026, 10:23 UTCAnonymous Poll22 voters

А вы что думаете?

  1. Уходить из дома после 18 лет9%
  2. Я хочу эмоцииий ( качелей 🤣) Живу с родными5%
  3. Любить друг друга на расстоянии 💯55%
  4. Нет права на Семейную ипотеку 🥲32%

Shares as published, totalling 101%. No per-option vote count is published by Telegram, so none is shown.

Percentages only — there are no per-option vote counts here, because Telegram publishes none.The public post preview gives each option’s share and a single voter total, and nothing else. Multiplying one by the other would produce a per-option tally that looks measured and is not: the shares are rounded to whole numbers before we ever see them. We print what was published and leave the column that does not exist empty.

The shares need not add up to 100.Rounding alone puts many polls at 99 or 101. A poll that allows more than one answer per voter runs well past 100 by design, and several here do. The bars are drawn against a fixed 100% track at each option’s own percentage rather than normalised to the total, so a poll that exceeds it shows that it does instead of being quietly rescaled.

Read from the 27 most recent posts we hold, published 27 July 2026 to 22 August 2026. Telegram labels each poll by kind — an anonymous poll, a quiz, a closed set of final results — and that label is reproduced rather than paraphrased.

Citation-graph rank

Citation-graph rank — 67,381 of 1,603,376entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.

Forward network

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Mentions

Named by 3 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Appears in Telegram’s recommendations for other channels

The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.

Акции с Ольгой Гогаладзе l pro.finansy
@profinansy_equity · 52,658
Telegram ranks this channel #39 of 84 here — alongside 83 others — read 24 August 2026
Про недвижимость
@azbukafinance · 69,826
Telegram ranks this channel #39 of 88 here — alongside 87 others — read 20 August 2026

This channel appears in 2 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 24 August 2026 — this entry's latest reading, not the date you are reading this.

“Ипотечная кухня 👩‍🍳🔥Кредиты для жизни и бизнеса⏺️Ольга Конзелевская” (@ipotekapro), 8,860 subscribers as measured 24 August 2026. Telegram Register, tgregister.com/channel/ipotekapro.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.