Итак, с этой недели работаем с ключевой ставкой 14%, поговаривают что это последнее снижение ставки в этом году, посмотрим что будет осенью, следующее заседание ЦБ в сентябре.
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Channel
@ipoteka_nvkz
On this record: Growth · Engagement · What this channel posts · Reactions · Advertising · Posts · Citations · Cite this entry
186subscribers
-2 since we began measuring on 7 August 2026
Risers and fallers across the register · movement among entries of Under 1,000.
| Telegram ID | -1001500920101 |
|---|---|
| Type | Channel |
| Username | @ipoteka_nvkz |
| Created | Between 1 May 2021 and 31 March 2023— estimated from Telegram’s id allocation, not measured. How this range is calculated. |
| First recorded | 8 August 2026 |
| Last confirmed live | 14 August 2026 |
| Measurements held | 3 |
| Confirmed unchanged | 1 time, most recently 14 August 2026 |
| On Telegram | t.me/ipoteka_nvkz |
| Measured (UTC) | Subscribers | Change |
|---|---|---|
| 14 Aug 2026, 09:26 | 186 | -2 |
| 8 Aug 2026, 12:03 | 188 | no change |
| 7 Aug 2026, 14:51 | 188 | first reading |
20 posts held, back to 24 October 2025 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 1 pageof Telegram’s post history, 20 posts per page.
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
| Window | Rolling 30 days · latest post in window 27 July 2026 |
|---|---|
| Posts held | 20 (24 October 2025 – 27 July 2026) |
| Views total | 45 |
| Reactions total | 2 |
| Forwards / comments | not exposed by the public surface — not measured, not estimated |
| Readings taken | 8 Aug 2026, 12:03 UTC |
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
Measured directly from 1 video with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.
40 reactions across 15 posts, in 4 distinct kinds. The most used accounts for 57.5% of them.
| Reaction | Count | Share | Share, drawn |
|---|---|---|---|
| 👍 | 23 | 57.5% | |
| 🔥 | 12 | 30.0% | |
| ❤ | 4 | 10.0% | |
| 💯 | 1 | 2.50% |
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 15 of the 20 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 40reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 20 most recent posts we hold, published 24 October 2025 to 27 July 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.
This is a floor, and it can only ever be a floor.A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.
Both figures are medians, and no ratio between them is published. Each is a view reading that actually occurred on a post, picked by percentile_disc rather than averaged, so one viral post cannot move it and no interpolated value is invented between two readings. The sample on one side is under five posts, which is too thin to compare. The two figures are shown side by side with the count behind each, and deliberately not divided into a headline like “ads get x% fewer views” — an arithmetic that is easy to print and, at this sample size, means nothing.
| erid | Posts | First seen | Last seen |
|---|---|---|---|
| 2SDnjcVVfjj | 1 | 18 November 2025 | 18 November 2025 |
| alfapartners | 1 | 18 November 2025 | 18 November 2025 |
A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it.
Measured over the 20 most recent posts we hold, published 24 October 2025 to 27 July 2026. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.
Итак, с этой недели работаем с ключевой ставкой 14%, поговаривают что это последнее снижение ставки в этом году, посмотрим что будет осенью, следующее заседание ЦБ в сентябре.
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Хочу напомнить! В Кемеровской области многодетные семьи теперь могут получить до 1 млн рублей на погашение ипотечного кредита: 450 тыс. руб. из федерального бюджета; 550 тыс. руб. дополнительно от региона. Федеральную поддержку 450 тыс. руб. получают семьи, в которых третий или последующий ребенок родился ‼️с 1 января 2019 года по 31 декабря 2030 года❗ Дополнительную меру поддержки 550 тыс. руб. от региона впра…
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✴️Банк АТБ снижает процентные ставки⬇️ ✅ «Готовое жилье»: 🔥 Заемщики по найму, ИП, самозанятые, собственники бизнеса ставка 17,8% (з/п клиент 17,3%) Квартиры и апартаменты ПВ 20,1% Жилой дом ПВ от 30% ✅ «Коммерческое помещение» 🔥Заемщики по найму, ИП, самозанятые, собственники бизнеса ставка 19,3% (з/п клиент 18,8%) ПВ 30% ✅ «Нецелевой кредит» под залог недвижимости на любые цели 🔥 Заемщики по найму, ИП, са…
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Сегодня Банк России снизил ключевую ставку до 14,25% ↘️️ Совет директоров Банка России решил снизить ключевую ставку на 0,25%, до 14,25%. Это девятое снижение подряд. На что влияет ключевая ставка Ключевая ставка определяет минимальную стоимость денег для обычных банков. Это минимальный процент, под который Центробанк выдает коммерческим банкам кредиты или берет их средства на хранение. С населением Центробанк …
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ЖК «Семейный парк» — это 3 многоквартирных 29-этажных дома с зелёными зонами, местами для отдыха, спорта и детскими площадками на Левом берегу Новокузнецка. В комплекс входит не только строительство жилых домов, но и проектирование городской набережной, гидротехнического сооружения, масштабное озеленение, создание социальной инфраструктуры (детский сад). Старт строительства первой многоэтажки ожидался в ближайшее…
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ИПОТЕКА ДЛЯ ВСЕХ под 5%, 7%, 9%, 12% РЕАЛЬНОСТЬ! Думаю про Семейную ипотеку для семей с детьми со ставкой от 3 до 6 процентов слышали уже все. Если не слышали напишите мне - расскажу. А могут ли люди без детей и пенсионеры, чьи дети давно выросли, оформить ипотеку по снижений ставке? ДА! МОГУТ! На квартиры в новостройках банки готовы снижать ставки как на короткий период (период строительства), так и на весь сро…
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Цифровизация берёт ипотечников в тиски. Уже не первый год банки стараются перевести оформление ипотеки полностью в цифровое дистанционное пространство. Сначала для удобства и быстроты появилась возможность подтвердить доход, предоставив банку согласие на госуслугах. Теперь всё чаще банки настаивают на полностью дистанционном проведении сделки со смартфонов, без посещения покупателем и продавцом офиса банка. Сей…
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🌐 Газпромбанк объявил о снижении ставок по рыночной ипотеке. На мой взгляд банк максимально отгородился от населения в части ипотеки на вторичное жильё: 💎 для ЗП клиентов: ставка 18,4 % от 7 млн, 18,9% до 7 млн; min сумма кредита 3 млн. 💎 для неЗП клиентов ставка 19,4%; min сумма кредита 4,5 млн. 📍максимальный срок кредита для ЗП клиентов 20 лет, для неЗП 19 лет. 💡 Зато у них есть неплохая КОМБО-ипотека (семейна…
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🟢 Сбербанк. Ипотечные ставки. Оптимальный срок кредитования сейчас 12-13 лет‼️ 🏠Вторичное жильё. Готовые квартира, дом, комната. ПВ от 20,1% - 21% з/п, 22% все ПВ от 30,1% - 20,5% з/п, 21,5% все ПВ от 50,1% - 19% з/п, 20% все 🏗 Строительство дома. По программе можно: • с помощью подрядчика построить жилой дом через счёт эскроу • самостоятельно или с подрядчиком построить дом, получая кредит частями (траншевая …
Ипотека с Мальцевой | Новокузнецк pinned «Друзья, переезжаем в VK. https://vk.ru/kredit_nk Приглашаю всех, кому интересно наблюдать за моей работой, кто хочет знать ставки, кто сам так же ведёт сообщество, друзей, партнёров, риэлторов и клиентов, всех-всех-всех. https://vk.ru/kredit_nk»
Друзья, переезжаем в VK. https://vk.ru/kredit_nk Приглашаю всех, кому интересно наблюдать за моей работой, кто хочет знать ставки, кто сам так же ведёт сообщество, друзей, партнёров, риэлторов и клиентов, всех-всех-всех. https://vk.ru/kredit_nk
⚡Банк России СНИЗИЛ ключевую ставку до 15,5% 🏠 Подписывайтесь на Домклик PRO в MAX
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Showing the 12 most recent of 20 posts we hold for @ipoteka_nvkz. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Citation-graph rank — 858,345 of 1,345,403entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Republishes
Channels on the register whose posts this channel has forwarded.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 14 August 2026 — this entry's latest reading, not the date you are reading this.
“Ипотека с Мальцевой | Новокузнецк” (@ipoteka_nvkz), 186 subscribers as measured 14 August 2026. Telegram Register, tgregister.com/channel/ipoteka_nvkz.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.