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Channel

[신한 리서치본부] 보험/증권

@heeyeonlim

On this record: Growth · Engagement · Reactions · Posts · Citations · Cite this entry

651subscribers

+26 since we began measuring on 6 August 2026

Risers and fallers across the register · movement among entries of Under 1,000.

Register entry

Telegram ID-1001343407822
TypeChannel
Username@heeyeonlim
CreatedBetween 1 March 2018 and 31 August 2021— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded6 August 2026
Last confirmed live14 August 2026
Measurements held3
Confirmed unchanged1 time, most recently 14 August 2026
On Telegramt.me/heeyeonlim

Growth

6256516386 August 2026 — 625 subscribers6 August 2026 — 625 subscribers14 August 2026 — 651 subscribers6 August 202614 August 2026
3 measurements spanning 8 days, net +26. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 621–655 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
14 Aug 2026, 00:26651+26
6 Aug 2026, 17:33625no change
6 Aug 2026, 11:23625first reading

Engagement

19 posts held, back to 22 May 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 1 pageof Telegram’s post history, 20 posts per page.

ERR · 30 days
136.8%
avg views ÷ 651 subscribers
Avg views / post
890
6 posts measured
Reaction rate
this channel exposes no reaction counts
Posts in window
7
of 19 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 6 August 2026
Posts held19 (22 May 20266 August 2026)
Views total5,342
Reactions total
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken6 Aug 2026, 17:33 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

Reaction mix

14 reactions across 6 posts, in 2 distinct kinds. The most used accounts for 57.1% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
857.1%
👍642.9%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 9 of the 19 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 14reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 19 most recent posts we hold, published 22 May 2026 to 6 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

6 Aug 2026, 07:18 UTC85 viewsread 6 August 2026

[한국금융지주 2Q26P 실적 요약] 지배주주순이익 9,959억원(+8.9% QoQ, +84.7% YoY) vs. 컨센서스 8,346억원 vs. 당사 추정치 9,302억원

4 Aug 2026, 06:10 UTC135 viewsread 6 August 2026

[카카오페이 2Q26P 실적 요약] 지배주주순이익 400억원(+40.6% QoQ, +215.1% YoY) vs. 컨센서스 295억원 vs. 당사 추정치 314억원

3 Aug 2026, 04:57 UTC214 viewsread 6 August 2026
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[2Q26 보험/증권 실적 발표 일정] 실적발표 일정 업데이트 드립니다. 업무에 참고해주시면 감사하겠습니다. 좋은 하루 보내세요!

31 Jul 2026, 02:17 UTC218 viewsread 6 August 2026

미뤄졌던 車보험 '8주룰' 9월 시행 가시화 <보험매일> 31일 보험업계에 따르면 국토교통부는 전날 자동차손해배상보장법 시행령 개정안을 차관회의에 상정했다. 개정안에는 시행 시점을 오는 9월 10일로 명시한 것으로 알려졌다. 개정안은 국무회의 의결을 거쳐 공포되면 시행되며, 정부는 그 전까지 보건복지부와 한의계 등 이해관계자들과 세부 보완 방안을 협의할 예정이다. 이번 개정의 핵심은 '8주룰' 도입이다. 상해등급 12~14급의 경상환자가 교통사고 후 8주를 넘겨 치료를 계속하려면 추가 진단서와 치료 필요성을 입증하는 자료를 제출하도록 하는 제도다. www.fins.co.kr/news/articleView.html?idxno=109433

30 Jul 2026, 00:16 UTC190 viewsread 6 August 2026

[키움증권 2Q26P 실적 요약] 지배주주순이익 6,801억원(+42.8% QoQ, +119.6% YoY) vs. 컨센서스 5,109억원 vs. 당사 추정치 5,607억원

29 Jul 2026, 23:31 UTC≈4,500 viewsread 6 August 2026
Photo

[보험 - 판매수수료 개편이 해약환급금준비금 완화 공백을 메울 전망] 안녕하세요. 신한 보험/증권 임희연 연구원입니다. 해약환급금준비금 제도 완화 논의가 장기화되고 있습니다. 주주환원 여력 관련 우려가 많으실텐데, 내년부터 적용될 판매수수료 개편안이 제도 완화 공백을 메꿀 수 있을 것으로 생각되어 내용 작성하였습니다. 내용 요약드립니다. 1. 배당가능이익 회복의 전제조건 - 자본 증가 규모가 해약환급금준비금 신규 적립 규모를 상회하는 것 - 내년부터 적용될 판매수수료 제도 변화가 준비금 적립 속도를 구조적으로 낮추며 해당 조건 충족 시점을 앞당길 가능성 2. 판매수수료 제도 개편 - 1) 수수료 분급제(4년): 미지급 수수료가 분급기간 동안 BEL에 잔존하며, BEL이 미지급 잔액만큼 높게 유지되는 동안 해약환급금준비금 신규 적립 감소

15 Jul 2026, 05:40 UTC265 views5 reactionsread 6 August 2026
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[2Q26 보험/증권 실적 발표 일정] 실적발표 일정 업데이트 드립니다. 업무에 참고해주시면 감사하겠습니다. 좋은 하루 보내세요!

👍5

12 Jul 2026, 23:42 UTC≈5,680 views3 reactionsread 6 August 2026
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[증권/손해보험 2Q26 Preview] 안녕하세요. 신한 보험/증권 임희연 연구원입니다. 증권·손해보험 업종 리포트를 작성했습니다. 내용 요약드립니다. 1. 증권 업황 요약 - 브로커리지 온기가 자산관리로 연결되며 리테일 기반 두터운 증권사 수혜 확대 - IB는 대형 IPO 부재·중복상장 규제로 ECM 위축 - 부동산 금융은 충당금 부담 완화 속 대형 딜이 소수 하우스로 집중, 코스닥 활성화 정책도 업황 우호 요인 2. 증권 투자의견 요약 - 실적·업황·모멘텀 대비 현 밸류에이션은 과도한 저평가 국면 — 사상 최대 실적 기대에도 PBR은 전년 말 수준에 정체 - 단기 이익은 시장 환경 연동이나, 중장기적으로 자본 축적 → 구조적 이익 창출력을 증폭시키는 동력으로 작용 기대 - 최선호주 한국금융지주·키움증권 3. 손해보험 업황 요약 -

3

11 Jun 2026, 23:07 UTC≈3,090 views1 reactionsread 6 August 2026
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[손해보험 - 비급여 1위 항목이 사라진다] 안녕하세요. 신한 보험/증권 임희연 연구원입니다. 도수치료 관리급여 관련 코멘트 작성했습니다. 저희는 가격과 횟수 제한보다 “최소 2주, 4회 이상 단순 재활치료 후 호전 없을 시 도수치료를 급여로 인정”한다는 부분에 주목합니다. 내용 요약드립니다. 1. 7월 1일부터 관리급여 시행 - 도수치료 회당 43,850원, 연간 최대 24회 제한 - 도수치료 전 최소 2주 간 4회 이상 단순 재활치료 원칙. 호전 없을 시 도수치료 급여 인정 - 1)선행치료 2)횟수 및 가격 제한 3) 보고의무로 의료기관의 도수치료에 대한 경제적 유인 축소 - 단순 피로 회복 목적 도수치료는 비급여로 제한없이 가능. 단, 비치료이므로 실손 청구 불가. 소비자 수요 축소 2. 도수치료 시장 규모 축소 전망 - 2024년

1

9 Jun 2026, 22:56 UTC≈4,040 views0 reactionsread 6 August 2026
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[삼성생명 - 반도체를 더 담고 싶다면] 안녕하세요. 신한 보험/증권 임희연 연구원입니다. 삼성생명 코멘트 작성해 요약드립니다. 1. 여전히 저평가 구간 - 전일 기존 시총 78.6조원으로 전자 지분가치 80조원 고려시 사실상 본업가치는 (-)로 인식 중 - 업계 내 압도적 시장 지위, 자본 적정성, 주주환원 등 감안 시 명백한 저평가 구간 - 참고로 본업가치는 30조원 수준 추정되며, 여타 계열사는 본업가치와 보유 지분가치가 모두 시가총액에 녹아있는 반면 동사는 본업가치가 반영되지 않는 비대칭 구조. 이 괴리의 축소가 리레이팅 동력 2. 반도체 슈퍼 사이클 수혜 - 전자가 2027년에도 양호한 FCF 시현하고 지금의 주주환원 정책 기조 유지 시 동사는 2028년 초 또다시 특별배당 인식 가능 - 이 경우 역기저 부담 우려와 달리 이익

Showing the 12 most recent of 19 posts we hold for @heeyeonlim. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Citation-graph rank

Citation-graph rank — 194,185 of 1,481,243entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.

Forward network

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 14 August 2026 — this entry's latest reading, not the date you are reading this.

“[신한 리서치본부] 보험/증권” (@heeyeonlim), 651 subscribers as measured 14 August 2026. Telegram Register, tgregister.com/channel/heeyeonlim.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.