5 Aug 2026, 22:00 UTC50 viewsread 8 August 2026
🔥
Channel
SmartCredit.io Announcements
@SmartCredit_Announcements
On this record: Topic · Growth · Engagement · Reactions · Posts · Citations · Cite this entry
162subscribers
-9 since we began measuring on 6 August 2026
Risers and fallers across the register · movement among entries of Under 1,000.
Register entry
| Telegram ID | -1001195329374 |
|---|---|
| Type | Channel |
| Username | @SmartCredit_Announcements |
| Created | Between 1 March 2018 and 31 July 2021 — estimated from Telegram’s id allocation, not measured. How this range is calculated. |
| First recorded | 8 August 2026 |
| Last confirmed live | 6 October 2026 |
| Measurements held | 6 |
| Confirmed unchanged | 1 time, most recently 6 October 2026 |
| On Telegram | t.me/SmartCredit_Announcements |
Topic
Crypto & trading — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 25 September 2026 and assigned it the closest of 31 fixed categories, at 42% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.
Growth
| Measured (UTC) | Subscribers | Change |
|---|---|---|
| 6 Oct 2026, 22:59 | 162 | -4 |
| 26 Sept 2026, 10:42 | 166 | -1 |
| 27 Aug 2026, 19:54 | 167 | -2 |
| 12 Aug 2026, 22:23 | 169 | -2 |
| 8 Aug 2026, 15:00 | 171 | no change |
| 6 Aug 2026, 20:28 | 171 | first reading |
Engagement
18 posts held, back to 18 March 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 1 page of Telegram’s post history, 20 posts per page.
Nothing published in the last 30 days. ERR and ER are rolling 30-day measures, so there is nothing to compute — we hold 18 posts for this entry, the most recent from 5 August 2026. An engagement rate over an empty window would be a number about nothing.
Reaction mix
5 reactions across 5 posts, in 4 distinct kinds. The most used accounts for 40.0% of them.
| Reaction | Count | Share | Share, drawn |
|---|---|---|---|
| ❤ | 2 | 40.0% | |
| 👍 | 1 | 20.0% | |
| 👏 | 1 | 20.0% | |
| 🔥 | 1 | 20.0% |
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 5 of the 18 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 5 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 18 most recent posts we hold, published 18 March 2026 to 5 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Recent posts
5 Aug 2026, 22:00 UTC51 viewsread 8 August 2026
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Why compare borrowing platforms using just today’s rate? A single number can’t tell you which protocol tends to spike, which stays relatively stable, or which has actually been cheaper over time. SmartCredit’s Compare Tool lets you explore five years of historical borrowing rates across four platforms, so you’re looking at the trend, not just today’s snapshot. 👉 smartcredit.io/compareInterestRates https://x.com/s…
4 Aug 2026, 21:31 UTC50 viewsread 8 August 2026
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What if your ETH could do more than wait for the next rally? With SmartCredit, you can use ETH as collateral, borrow stablecoins at a fixed rate, and put that capital to work without selling your ETH. One strategy? Use the borrowed funds to acquire $SMARTCREDIT, stake it at 40-80% APY, and earn staking rewards alongside weekly borrower rewards. Your ETH stays as collateral. Your capital keeps working. 👉 smartcred…
17 Jul 2026, 03:34 UTC68 viewsread 8 August 2026
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Variable rates moved from 12% to 35% in 48 hours during March 2025. You budgeted for 12%. You woke up paying 35%. The loan that made sense at entry doesn’t make sense anymore. SmartCredit locks your rate at origination. Budget with the number you locked. It doesn’t move. 👉https:// smartcredit.io/blog/cryptocur rency-as-collateral https://x.com/smartcredit_io/status/2077953318500921400 Kindly like, comment and re…
30 Jun 2026, 01:02 UTC70 views1 reactionsread 8 August 2026
On SmartCredit your money goes to one borrower. Not into a pool with hundreds of strangers. What everyone else on the platform does with their loans is completely irrelevant to your rate. It’s locked. It stays locked. No shared pool risk. No bank run risk. https://x.com/smartcredit_io/status/2071760946586964337 Kindly like, comment and repost guys🙏❤️
❤1
25 Jun 2026, 02:51 UTC83 viewsread 8 August 2026
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Why does pool utilization get to decide your borrowing cost instead of you? On variable platforms, an algorithm reprices your loan based on what every other borrower in the pool happens to be doing that day. SmartCredit’s peer-to-peer matching means your rate was decided once, at origination, and it stays that way. 👉https://smartcredit.io/blog/fixed-interest-rate-vs-fluctuating-interest-rate https://x.com/smartcr…
23 Jun 2026, 00:42 UTC69 views1 reactionsread 8 August 2026
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What’s the actual cost of not knowing your borrowing rate until after you’ve committed to a position? You can model entry, exit, and target. You can’t model an unknown variable cost sitting in the middle of that math. SmartCredit removes that unknown. Fixed rate locked at origination. 👉 https://smartcredit.io/blog/potential-of-fixed-term-loans-in-bearish-market https://x.com/smartcredit_io/status/2069219334895894…
👏1
24 May 2026, 00:45 UTC90 viewsread 8 August 2026
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Why are you locking a borrow rate without knowing if it’s historically expensive or cheap? SmartCredit Compare Tool shows 1 week to 5 years of rate history across Aave, Compound, Maker, and SmartCredit. See if today’s rate is at peaks or valleys before committing. 👉 https://smartcredit.io/compareInterestRates/ https://x.com/smartcredit_io/status/2058331179615400251?s=46 Kindly like, comment and repost guys🙏❤️
15 May 2026, 00:26 UTC81 viewsread 8 August 2026
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How do you calculate breakeven when your borrow cost changes every day? 3% today. 25% tomorrow. 12% next week. You can’t plan a strategy when the biggest variable is unpredictable. SmartCredit locks your rate for the full loan term. Calculate exact breakeven, profit target, max loss before entering. Known costs make strategies executable. Read more: https://smartcredit.io/blog/potential-of-fixed-term-loans-in-bea…
6 May 2026, 22:19 UTC59 viewsread 8 August 2026
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What if you could see exactly how volatile rates have been before trusting them? Stable at 3-4% for months? Or spiking between 2% and 18% weekly? SmartCredit Compare Tool shows 5 years of rate history across Aave, Compound, Maker, SmartCredit. See the pattern before betting on stability. Check it out 👉https://smartcredit.io/compareInterestRates https://x.com/smartcredit_io/status/2052151137457864967?s=20 Kindly l…
4 May 2026, 18:19 UTC61 views1 reactionsread 8 August 2026
Hi Smarts, We had a hacking attack on our Leveraged Lido today. The hacker extracted 26.382 ETH. We have paused the Leveraged Lido functionality. The SmartCredit.io Loss Provision Fund covers the gap for the Leveraged Lido stakers. Thank you to @banteg for the analysis. Thank you to our Community for the support. 👉 https://x.com/smartcredit_io/status/2051361795789496337?s=46
👍1
2 May 2026, 23:01 UTC62 viewsread 8 August 2026
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GM Builders! Why are you building someone else’s user base for free? Every person you refer to a platform becomes their user. SmartCredit gives you 50% of every origination fee they generate. Embed our borrowing/lending widgets on your site with 8 lines of code. WordPress plugin available. You brought them in, you keep earning from their activity. Lifetime revenue share. 👉 https://x.com/smartcredit_io/status/20507…
Showing the 12 most recent of 18 posts we hold for @SmartCredit_Announcements. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Mentions
Names
Channels on the register whose handles appear in this channel's posts.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 6 October 2026 — this entry's latest reading, not the date you are reading this.
“SmartCredit.io Announcements” (@SmartCredit_Announcements), 162 subscribers as measured 6 October 2026. Telegram Register, tgregister.com/channel/SmartCredit_Announcements.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.