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Channel

Razzaaq Ajaq : TIPS

@razzaaqajaq

On this record: Growth · Engagement · What this channel posts · Reactions · Posts · Telegram's recommendations · Cite this entry

12,512subscribers

-9 since we began measuring on 13 August 2026

Risers and fallers across the register · movement among entries of 10,000–31,623.

Register entry

Telegram ID-1001428011301
TypeChannel
Username@razzaaqajaq
DescriptionPersonal experiences, financial and LPPSA tips
CreatedBetween 1 April 2019 and 30 September 2021— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded13 August 2026
Last confirmed live17 August 2026
Measurements held4
Confirmed unchanged1 time, most recently 17 August 2026
On Telegramt.me/razzaaqajaq

Growth

12,51212,52112,516.513 August 2026 — 12,521 subscribers14 August 2026 — 12,518 subscribers16 August 2026 — 12,513 subscribers17 August 2026 — 12,512 subscribers13 August 202617 August 2026
4 measurements spanning 4 days, net -9. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 12,511–12,522 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
17 Aug 2026, 18:0612,512-1
16 Aug 2026, 14:4412,513-5
14 Aug 2026, 22:4712,518-3
13 Aug 2026, 15:1612,521first reading

Engagement

20 posts held, back to 6 July 2025the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 5 pagesof Telegram’s post history, 20 posts per page.

Nothing published in the last 30 days. ERR and ER are rolling 30-day measures, so there is nothing to compute — we hold 20 posts for this entry, the most recent from 13 January 2026. An engagement rate over an empty window would be a number about nothing.

What this channel posts

Photos
1,780
Videos
7
Links
1,160

Lifetime counters from Telegram’s own channel header, read 18 August 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.

Reaction mix

23 reactions across 9 posts, in 1 kind.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
23100.0%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 11 of the 20 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 23reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 20 most recent posts we hold, published 6 July 2025 to 13 January 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

13 Jan 2026, 06:34 UTC≈1,980 viewsread 18 August 2026
Photo

https://www.facebook.com/share/p/173nMm5BGZ/?mibextid=wwXIfr

13 Jan 2026, 06:34 UTC≈1,990 views0 reactionsread 18 August 2026

Baca komen ramai buat. Guna rahnu bayar hutang. Betul ke baloi ni? Jadi saya kirakan. Contohlah dia ada baki hutang: RM40k Kereta RM20k (baki 3 tahun) 3%: Rm588/bulan PTPTN RM10k 1%: Rm92/bulan Umrah RM10k (pakai kad kredit installment) 0%: Rm833/bulan Bulanan: Rm1513 Dia nak guna Rahnu untuk tutup hutang atas tu. Kena ada 90g emas sebab pinjaman 70% je dari marhun. Rm20k bayar kereta : Rm1,927/bulan Rm10k bayar

10 Oct 2025, 12:10 UTC≈3,080 views2 reactionsread 18 August 2026
Photo

Komen dan share pendapat di sini juga. Bagus atau tidak inisiatif ni? https://www.facebook.com/share/p/16NCbNSvwZ/?mibextid=wwXIfr

2

10 Oct 2025, 12:09 UTC≈2,890 views6 reactionsread 18 August 2026

Kelayakan maksimum pembiayaan naik ke Rm1 Juta. Syarat pembiayaan LPPSA sekarang maksimum RM750k saja dan kena habiskan pinjaman pertama dulu kalau nak buat pinjaman kedua. Selepas ni, 1. Had kelayakan akan dinaikkan ke RM1 juta. 2. Pembiayaan kali kedua tanpa perlu selesaikan pinjaman pertama. Jadi kalau suami isteri penjawat awam boleh gabung beli rumah sehingga Rm2 juta. Tapi kena ingat sekarang pembiayaan m

6

28 Aug 2025, 23:19 UTC≈3,080 viewsread 18 August 2026
Photo

https://www.facebook.com/share/p/16U3GSGNMf/?mibextid=wwXIfr

28 Aug 2025, 23:19 UTC≈2,610 views3 reactionsread 18 August 2026

Bahaya betul tulis macam ni. Mudah betul ikut logik atau ikut rasa je kira untung. Kalau ikut contoh dia saya pelik kenapa tak beli terus je emas tu kalau memang ada modal. Pelik kenapa nak kena beli dan pajak/rahnu dan beli lagi? Jadi mari kita kira guna contoh Rm10K pajak 5 tahun terus la.. RM10,000 beli emas = 33g Pajak (80%) = RM8,000 RM8,000 beli emas lagi = 26g · Total emas dipajak: 59g Upah simpan : 11% s

3

28 Aug 2025, 01:47 UTC≈1,530 views0 reactionsread 18 August 2026

Nak mudah faham gini. Modal beli emas: RM30k Pajak 80%: RM24k Beli emas lagi, pajak 80%: RM19k Nilai emas di tangan: RM54k Tunai di tangan: RM19k Hutang Ar-Rahnu: RM43k Kos upah simpan setahun (±10%): RM4.3k (RM350/bulan)

28 Aug 2025, 00:26 UTC≈1,480 views1 reactionsread 18 August 2026
Photo

https://www.facebook.com/share/p/176ukuHUrw/?mibextid=wwXIfr

1

28 Aug 2025, 00:26 UTC≈1,770 views5 reactionsread 18 August 2026

Senang dia kira ye. Modal Rm30k terus ‘untung’ jadi simpanan Rm58k. Cuba kita kira dulu laa… Pajak atau Ar Rahnu ni biasa dia bagi pinjaman 80% dari nilai emas. Upah simpan pula lebih kurang 1% sebulan. Kalau kita guna contoh dia bagi tu, kita buat 2 pusingan pajak je. 1. Beli emas RM30K → Pajak dapat RM24K 2. Beli emas RM24k→ Pajak lagi dapat RM19K Nilai Emas : RM30k + RM24k = RM54K Tunai di tangan : RM19K Hut

5

25 Aug 2025, 00:59 UTC≈1,550 views1 reactionsread 18 August 2026
Photo

https://www.facebook.com/share/p/19wBFzhPnA/?mibextid=wwXIfr

1

25 Aug 2025, 00:59 UTC≈1,770 viewsread 18 August 2026

Harga baru tahun 2022 Rm457,000. Harga lelong Rm189,000 je. Hampir Rm268,000 atau Rm11,000 sebulan hilang macam tu je dalam masa dua tahun. Kalau beli sekarang harga Rm189k dan akan datang jual kt besi buruk pun masih rendah dari kerugian susut nilai Rm268k pemilik pertama tu. Kalau mampu hadap susut nilai tu jadi tak ada masalah beli harga used kan. “Beli secondhand ni risau laa ada masalah nanti.” Ada masalah

23 Aug 2025, 05:13 UTC≈1,600 viewsread 18 August 2026
Photo

https://www.facebook.com/share/1Eq2zRkiS2/?mibextid=wwXIfr

Showing the 12 most recent of 20 posts we hold for @razzaaqajaq. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Appears in Telegram’s recommendations for other channels

The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.

Nota Parenting Taufiq Razif
@NotaTaufiqRazif · 159,263
Telegram ranks this channel #52 of 67 here — alongside 66 others — read 13 August 2026
Ustaz Wadi Annuar Official
@ustazwadiannuar_official · 97,902
Telegram ranks this channel #81 of 83 here — alongside 82 others — read 16 August 2026

This channel appears in 2 seed channels' Telegram-generated recommendation lists in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 17 August 2026 — this entry's latest reading, not the date you are reading this.

“Razzaaq Ajaq : TIPS” (@razzaaqajaq), 12,512 subscribers as measured 17 August 2026. Telegram Register, tgregister.com/channel/razzaaqajaq.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.