С 2018 г. освобождаем от долгов
Помогаем вернуть 100% ЗП, спасти ипотеку и иное имущ-во. Дистанционно.
Подробнее t.me/nedolzhen365/1070
Мы в Мах: https://max.ru/id9710064598_biz
Консультация: @AdvokaatGroup
ЮК "АДВОКААТ" (ООО) ОГРН 1187746681935
Created
Between 1 April 2018 and 31 July 2021 — estimated from Telegram’s id allocation, not measured. How this range is calculated.
Education — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-FP8, prompt version 1) read this channel’s own recent posts on 12 September 2026 and assigned it the closest of 31 fixed categories, at 73% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and the other topics.
Growth
25 measurements spanning 90 days, net -199. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 6,897–7,156 and does not start at zero.
Measurement log — every subscribers count we have recorded, most recent 20 of 25
Measured (UTC)
Subscribers
Change
5 Nov 2026, 09:25
6,927
-11
2 Nov 2026, 14:18
6,938
-3
30 Oct 2026, 15:30
6,941
-13
27 Oct 2026, 12:09
6,954
-10
24 Oct 2026, 03:58
6,964
-5
21 Oct 2026, 02:18
6,969
-6
18 Oct 2026, 02:18
6,975
-6
15 Oct 2026, 02:56
6,981
-9
11 Oct 2026, 18:02
6,990
-17
5 Oct 2026, 13:40
7,007
-20
28 Sept 2026, 04:38
7,027
-7
18 Sept 2026, 19:01
7,034
-4
14 Sept 2026, 07:19
7,038
-8
10 Sept 2026, 10:01
7,046
-13
5 Sept 2026, 11:21
7,059
-10
1 Sept 2026, 23:25
7,069
-6
29 Aug 2026, 15:47
7,075
-7
26 Aug 2026, 12:42
7,082
-5
23 Aug 2026, 11:08
7,087
-5
20 Aug 2026, 06:57
7,092
first reading
Engagement
54 posts held, back to 20 July 2026 — the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 21 pages of Telegram’s post history, 20 posts per page.
ERR · 30 days
3.46%
avg views ÷ 6,927 subscribers
Avg views / post
240
21 posts measured
Reaction rate
5.24%
reactions ÷ views · ER floor
Posts in window
21
of 54 held
ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.
ER is defined industry-wide as (forwards + reactions + comments) ÷ views — note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.
What these figures were computed from
Window
Rolling 30 days · latest post in window 6 November 2026
Posts held
54 (20 July 2026 – 6 November 2026)
Views total
5,039
Reactions total
264
Forwards / comments
not exposed by the public surface — not measured, not estimated
Readings taken
7 Nov 2026, 13:20 UTC
Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.
Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.
Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.
What this channel posts
Photos
289
Videos
181
Links
950
Lifetime counters from Telegram’s own channel header, read 7 November 2026 — not the date at the top of this page, which is when the subscriber count was last read. Below Telegram’s rounding threshold, so these counts are exact.
Video runtime
16m 09s
Average length
2m 42s
Measured directly from 6 videos with a duration reading, out of the posts we hold for this channel — not this channel’s whole posting history, only the sample this register has actually read. An exact reading to the second, taken from the post itself rather than from Telegram’s own rounded chrome, so it carries no ≈ mark.
Reaction mix
663 reactions across 53 posts, in 16 distinct kinds. The most used accounts for 43.9% of them.
Every reaction kind recorded on the sample, most used first
Reaction
Count
Share
Share, drawn
👍
291
43.9%
💯
130
19.6%
🙏
53
7.99%
👌
45
6.79%
🔥
39
5.88%
❤
24
3.62%
❤🔥
20
3.02%
🤔
19
2.87%
👏
17
2.56%
✍
14
2.11%
😢
3
0.452%
🤯
3
0.452%
🕊
2
0.302%
🤬
1
0.151%
🥰
1
0.151%
🫡
1
0.151%
No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.
Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.
Coverage. Reactions were read on 53 of the 54 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 663 reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.
Measured over the 54 most recent posts we hold, published 20 July 2026 to 6 November 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.
Telegram Stars
Stars received
36
across the posts below
Posts paid on
32
of 54 we hold a reading for · 59%
Most on one post
3
single highest reading
A paid reaction is a reader spending Telegram Stars — bought with money — on a post by @nedolzhen365. Telegram publishes the count on the public post preview alongside ordinary reactions, and this register reads it there. It is the only figure on this site that measures money moving rather than attention.
Stars are not reactions, and the two are never added. They are rendered in the same strip on Telegram and counted in the same shape, but one is a tap and the other is a purchase. The reaction totals and the engagement rate elsewhere on this page exclude every figure in this section, and no rate here is computed against a reaction count.
This is not revenue, and we publish no currency figure. What a Star costs a reader and what it pays a channel are different numbers, Telegram takes a share we cannot observe, and the terms have changed. Converting a Star count into money would be an estimate dressed as a measurement, so the count is where we stop.
Counted over the 54 most recent posts we hold for this entry, published 20 July 2026 to 6 November 2026. Star counts above 1,000 reach us in Telegram’s short form and carry the same three-significant-figure rounding as everything else on this page.
Recent posts
Telegram’s own ‘edited’ marker: 1 of 21 posts held from the last 30 days (4.76%) carried it when this register last read them. The marker says a post was changed after publishing, not what it said before — this register holds the earlier wording only where an edit fell between two of its own reads (see the edit ledger and how it is measured).
Займ на займ, платёж на платёж: чем всё это заканчивается
Несколько дней мы разбирали, как люди закрывают займы займами, и к чему это приводит.
Подведу итог.
Мы выяснили, что спираль имеет предсказуемый конец. Сначала заемные деньги закрывают платёж, потом платежей становится больше, а когда займы перестают одобрять, рушится всё сразу.
Однако не любая нехватка денег — это яма.
Разрыв закрывается деньгами, которы…
Что можно получить у банка, пока просрочки ещё нет
Когда становится тяжело платить, многие ждут: вдруг выплатят, вдруг получится. И идут в банк, когда просрочка уже есть.
А ведь более правильное время для разговора с банком наступает раньше.
Пока просрочки нет, банк видит в вас клиента, который просит помощи.
По крайней мере так это видится Центральному банку:
Не стоит ждать, пока клиент допустит просрочку. В по…
С Днём народного единства!
Поздравляю всех с праздником!
4 ноября это не просто дата. Это день, когда наши предки объединились и вернули себе свободу.
Единство помогало людям пережить самые трудные времена. Оно и сегодня остаётся главной опорой: в семье, в команде, в соседях и друзьях, которые подставят плечо, когда это нужно.
Мы в нашей работе видим это каждый день. Люди, оказавшиеся в тяжёлой ситуации, часто ду…
Выплата от маркетплейса задержалась на неделю, а платёж по кредиту уже завтра
Понедельник. Завтра платёж по кредиту, который вы брали на закупку товара.
В личном кабинете маркетплейса статус «формируется», а на счёте пусто. Вы пишете в поддержку и получаете шаблонный ответ.
Подождать неделю нельзя: просрочка по кредиту не ждёт.
Для селлеров это давно не редкость, а сейчас ситуация особенно жёсткая.
Что происходи…
Взяли ипотеку, добавили карты на ремонт, потом микрозаймы: чем закончилась история Дмитрия
Спираль долгов редко начинается с большой беды. Чаще с мелочи, которую никто не считает проблемой.
История Дмитрия как раз такая.
Как всё начиналось
Сначала супруги взяли ипотеку. На ремонт и мебель собственных денег немного не хватило, и недостающее добавили с кредитных карт. Это нормальный шаг, который делают многие.
Пот…
Что важно помнить при рефинансировании
Дополнение к пятничному посту.
Если вам уже тяжело вносить платежи, и вы выбираете между банкротством и рефинансированием стоит помнить об одном важном моменте.
✅ Рассказываю об этом в видео.
В последнее время к нам обращались несколько человек спустя 2-3 месяца после рефинансирования почти всех долгов.
И очень жалели, что не обратились за консультацией до принятия решения…
Как банк тихо делает вашу карту дороже
Совет недели
Человек открывал кредитку с лимитом 50 тысяч. Через год заглядывает в приложение — а там 300.
Никаких заявлений он не писал. Лимит вырос сам.
Банк называет это заботой о клиенте. На деле работают два приёма в паре: сначала вам увеличивают доступную сумму, потом дают повод её потратить.
Приём первый: лимит, который растёт без вас
Банки повышают лимит автоматиче…
Миф: «Возьму один большой кредит и закрою им все долги»
Идея выглядит логично. Вместо 5 платежей сделать 1. Вместо разных ставок одна, да ещё и пониже. Все долги закрыты, голова не болит.
Многие, у кого накопились карты и займы, считают это лучшим выходом, и не только они: так же думают предприниматели и ипотечники с потребкредитами.
Однако, на практике всё не так гладко.
1. Одобрят ли вам вообще
Банк оценивает …
Разрыв или яма? Как понять, где вы
Вчера мы говорили о спирали. Но не всякая нехватка денег её признак.
Бывает временный разрыв, и тогда займ может быть оправданным.
А бывает яма, и каждый новый займ копает её глубже.
Снаружи они выглядят одинаково: на карте пусто, платёж завтра. Разница в одном: откуда придут деньги на возврат.
Если это разрыв
Деньги уже заработаны, но придут позже. Селлер отгрузил товар, и ма…
Ипотека, которую платят занятыми деньгами: чем это заканчивается через полгода
Знакомая сцена.
5-е число, платёж по ипотеке, а на карте не хватает. Не потому что вы транжирите, а потому что в этом месяце накопилось всё сразу: кредитка, рассрочка, садик/школа, сломался холодильник.
А до зарплаты еще неделя (если выплатят вовремя).
Вы открываете приложение МФО: «Всего на неделю, потом верну».
Платёж проведён. Прос…
За 8 месяцев освободили от долгов на 1,3 млн рублей
В пятницу я рассказывал, что кредиторы сейчас могут вести себя активней и мешают завершать дела.
Но все же так происходит далеко не по всем процедурам. И вот тому свежий пример.
Алена обратилась к нам по рекомендации знакомой, которой ранее мы уже списали все ее долги.
Кредиты тянула уже давно, но после развода стало совсем тяжко.
Очень переживала, что в банкро…
👍6❤🔥3❤1👌1👏1
Showing the 12 most recent of 54 posts we hold for @nedolzhen365. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked ≈ was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.
Stars beside a post are paid reactions — Telegram Stars, bought with money and spent on that post. They are a different unit from reactions and are never added to them, here or anywhere else on this page.
Forward network
Republished by
Channels on the register that have forwarded this channel's posts into their own feed.
Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.
Mentions
Named by 1 registered channel — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.
Named by
Channels on the register whose posts name this channel's handle.
A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.
Appears in Telegram’s recommendations for other channels
The reverse of the list above, and a different kind of signal. This does not require this channel to have ever been asked about directly — each row below is a channel we DID ask Telegram about, whose Telegram-generated list happened to include this one. A channel can appear here with an empty list above it, because being named by someone else’s query is independent of having been queried itself.
Юридическая консультация Геннадия Ефремова @sovetiadvokata · 46,537 Telegram ranks this channel #55 of 81 here — alongside 80 others — read 2 September 2026
This channel appears in 1 seed channel's Telegram-generated recommendation list in total. Each is Telegram’s list for THAT channel, not this one — see how this is measured.
Cite this entry
A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 5 November 2026 — this
entry's latest reading, not the date you are reading this.
“Практика банкротства 365” (@nedolzhen365), 6,927 subscribers as measured 5 November 2026. Telegram Register, tgregister.com/channel/nedolzhen365.
Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.