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Channel

Марго о финансах

@margosha_peterson

On this record: Growth · Engagement · What this channel posts · Reactions · Posts · Citations · Cite this entry

78subscribers

+0 since we began measuring on 7 August 2026

Risers and fallers across the register · movement among entries of Under 1,000.

Register entry

Telegram ID-1001646476625
TypeChannel
Username@margosha_peterson
DescriptionКанал для людей, которым не нравятся долги, кредиты. Вам к нам. И тем, для кого выражение «финансовая грамотность» является частью жизни. Обо мне: https://www.instagram.com/p/CLKGy6qhQ61/?utm_medium=copy_link
CreatedBetween 1 December 2021 and 30 April 2023— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded9 August 2026
Last confirmed live16 August 2026
Measurements held2
On Telegramt.me/margosha_peterson

Growth

787 August 2026 — 78 subscribers9 August 2026 — 78 subscribers7 August 20269 August 2026
2 measurements spanning 2 days. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 77–79 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
9 Aug 2026, 19:4778no change
7 Aug 2026, 08:5378first reading

Engagement

16 posts held, back to 19 June 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 1 pageof Telegram’s post history, 20 posts per page.

ERR · 30 days
69.8%
avg views ÷ 78 subscribers
Avg views / post
54.5
13 posts measured
Reaction rate
7.49%
reactions ÷ views · ER floor
Posts in window
13
of 16 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 6 August 2026
Posts held16 (19 June 20266 August 2026)
Views total708
Reactions total53
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken9 Aug 2026, 19:47 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

What this channel posts

Photos
364
Videos
21
Links
26

Lifetime counters from Telegram’s own channel header, read 9 August 2026 — not the date at the top of this page, which is when the subscriber count was last read. Below Telegram’s rounding threshold, so these counts are exact.

Reaction mix

65 reactions across 16 posts, in 6 distinct kinds. The most used accounts for 58.5% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
3858.5%
🔥1218.5%
❤‍🔥710.8%
💯46.15%
👍34.62%
👏11.54%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 16 of the 16 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 65reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 16 most recent posts we hold, published 19 June 2026 to 6 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Recent posts

6 Aug 2026, 07:08 UTC29 views5 reactionsread 9 August 2026

Пишу это к тому, что не "депозитом единым". Деньги должны работать на нас , а не только мы на них. Поэтому изучайте способы и возможности: недвижимость, депозиты, инвестиции, крипта, бизнес, который может работать без вас, авторские гонорары, аренда оборудования и т.д. Выбирайте, что вам ближе.🧐 Тем более ходят слухи что опять пенсионный возраст хотят повысить, а потом и вовсе отменят пенсию, все к этому идет.🥲 Т

5

5 Aug 2026, 14:05 UTC33 views3 reactionsread 9 August 2026
Photo

Потекли дивидендики от Сбера. Жалко, что пока так мало, буду наращивать, люблю август 🥰🥰

🔥3

3 Aug 2026, 14:23 UTC40 views3 reactionsread 9 August 2026
Photo

Финита ля комедия 🧐 банкам не выгодно принимать взносы по вкладам, поэтому будем просто наблюдать как зачисляются проценты по вкладу. Теперь без дополнительных взносов, радует только то, что успела зафиксировать доходность. Она чуть выше действующих вкладов .

3

30 Jul 2026, 16:02 UTC67 views2 reactionsread 9 August 2026

Так радостно, что сила сложного процента начала работать🥰🤔 Знаете что это на практике?

2

28 Jul 2026, 11:35 UTC67 views5 reactionsread 9 August 2026

Когда-то смотрела фильм про известного миллиардера Уоррена Баффета. Один из пунктов удививших меня тогда, был факт о том, что он ездит на стром Форде (больше 30 лет) и живет в доме, купленном в 1958 году. А недавно услышала фразу тоже от небедного человека "сохранять, а не заменять", то есть чинить старые вещи. Может поэтому они богаты? 🤔 А мы поддались современному направлению потребления? Есть на

👍32

25 Jul 2026, 09:38 UTC85 views7 reactionsread 9 August 2026

Делюсь своими наблюдениями: - наличку невозможно заблокировать; -она работает без интернета (в последнее время санкции и прочее, не дают расслабиться); - а самое главное - ликвидность, её можно быстро превратить в любой товар или услугу(в отличие от вкладов и счетов)🤔 Такое время, часть налички все же необходимо держать на всякий случай 🙂

7

24 Jul 2026, 12:50 UTC65 views6 reactionsread 9 August 2026

Деньги, которые трачу на ежедневные траты держу в карточках и рассчитываюсь ими. (Как минимум, одна из выгод, те же самые кэшбэки). Но... в последнее время потихоньку начинаю думать, что наличка, не так уж и плохо, есть приличное количество + (плюсов) 🧐🤓 Порассуждаем?

5🔥1

23 Jul 2026, 07:28 UTC64 views4 reactionsread 9 August 2026

Это все на добровольной основе, просто делюсь, выгод не имею от банков (а хотелось бы😂). Если кому то зашло, буду рада, что помогла. Поделитесь, может у вас есть что-то более интересное. Я же делюсь, будет взаимно.

4

23 Jul 2026, 07:27 UTC64 views2 reactionsread 9 August 2026
Photo

Третья: Карта «Шоппер» от МТБанка. Выгоды: 2,5% кэшбэк на продукты питания; 3% на одежду ( но по факту платят 2,7%); Бесплатный выпуск и обслуживание, если попадаешь в акцию, нужно смотреть . В противном случае 2,99 в месяц. Как вы понимаете, я попала в акцию 🙂🤔 7% выплата раз в год от суммы кэш бэка выплаченного за год. Минусы: Сомнительный 🙂 сумма кэшбэка ограничена 30 рублями, больше не выплатят . Ну и

2

23 Jul 2026, 07:18 UTC45 views1 reactionsread 9 August 2026
Photo

Вторая: Карта «Спрауная» банк Дабрабыт. Выгоды: Оформление и обслуживание бесплатно. Единственная карта, где не нужно выполнять условие - минимум 10 рублей за покупку. Минусы: Маленький кэш бэк 1,11% на все покупки, без права выбора. Иногда деньги приходят не сразу, нужно ждать до 5 минут. Часто на кассе вспоминаешь об этом 😜 стоишь как дура ждешь.

1

23 Jul 2026, 07:04 UTC49 views4 reactionsread 9 August 2026
Photo

Первая: Альфа-Банк (зарплатная) . Выгоды: в начале месяца сам выбираешь три категории кэш бэка, начисляется деньгами. Можно выводить на карту. Есть копилка, я настроила на округление до 1 рубля, копейки зачисляются сами, копилка копится. Ещё и 2,5% процента начисляют на остаток. Удобный интерфейс, можно вывести на экран все платежи, чтобы не искать в ЕРИПЕ. За обслуживание карты не плачу, поскольку зарплатный п

🔥4

22 Jul 2026, 09:11 UTC48 views4 reactionsread 9 August 2026

Все время меняются условия обслуживания и по кэшбэкам в дебетовых картах. (Периодически слежу🤔). Недавно смотрела, да и сама меняю, если мне не выгодно, подбираю то, что мне подходит. Поделитесь, чем пользуетесь, если будет интересно поделюсь, своими картами и условиями. 🤔

4

Showing the 12 most recent of 16 posts we hold for @margosha_peterson. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Citation-graph rank

Citation-graph rank — 886,084 of 1,549,376entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.

Mentions

Named by 1 registered channel — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

Named by

Channels on the register whose posts name this channel's handle.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 9 August 2026 — this entry's latest reading, not the date you are reading this.

“Марго о финансах” (@margosha_peterson), 78 subscribers as measured 9 August 2026. Telegram Register, tgregister.com/channel/margosha_peterson.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.