Telegram RegisterThe public register of Telegram
Telegram profile photo for ФинПодбор

Channel

ФинПодбор

@bankiclub

On this record: Growth · Engagement · What this channel posts · Reactions · Advertising · Posts · Citations · Cite this entry

10,463subscribers

+27 since we began measuring on 7 August 2026

Risers and fallers across the register · movement among entries of 10,000–31,623.

Register entry

Telegram ID-1001447574646
TypeChannel
Username@bankiclub
DescriptionАкции от банков, обзоры финансовых продуктов, заработок на кредитных картах (стузинг), кэшбэки и лайфхаки. Купить рекламу: https://telega.in/c/bankiclub Дзен - https://dzen.ru/finpodbor Чат - @FinPodbor_Chat Личка - @finpodbor
CreatedBetween 1 April 2019 and 30 September 2021— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded7 August 2026
Last confirmed live17 August 2026
Measurements held11
Confirmed unchanged1 time, most recently 17 August 2026
On Telegramt.me/bankiclub

Growth

10,43610,47410,4557 August 2026 — 10,436 subscribers7 August 2026 — 10,436 subscribers8 August 2026 — 10,442 subscribers9 August 2026 — 10,448 subscribers10 August 2026 — 10,449 subscribers11 August 2026 — 10,446 subscribers12 August 2026 — 10,449 subscribers13 August 2026 — 10,455 subscribers14 August 2026 — 10,462 subscribers16 August 2026 — 10,474 subscribers17 August 2026 — 10,463 subscribers10,4637 August 202617 August 2026
11 measurements spanning 10 days, net +27. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 10,430–10,480 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
17 Aug 2026, 18:4310,463-11
16 Aug 2026, 14:3410,474+12
14 Aug 2026, 18:5610,462+7
13 Aug 2026, 07:1510,455+6
12 Aug 2026, 09:0410,449+3
11 Aug 2026, 12:3810,446-3
10 Aug 2026, 13:4110,449+1
9 Aug 2026, 15:1310,448+6
8 Aug 2026, 15:4510,442+6
7 Aug 2026, 18:1610,436no change
7 Aug 2026, 07:3110,436first reading

Engagement

53 posts held, back to 4 August 2026the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 19 pagesof Telegram’s post history, 20 posts per page.

ERR · 30 days
22.9%
avg views ÷ 10,463 subscribers
Avg views / post
2,400
53 posts measured
Reaction rate
0.531%
reactions ÷ views · ER floor
Posts in window
53
of 53 held

ERR is average views per post over the last 30 days divided by subscribers, the definition TGStat uses, so this figure is comparable with the one you will see elsewhere. It falls structurally as a channel grows: a high ERR on a small channel and a low one on a large channel describe reach mathematics, not quality. We publish the figure and the sample it came from and pass no verdict on it.

ER is defined industry-wide as (forwards + reactions + comments) ÷ views— note the denominator is views, not subscribers. Telegram’s public web preview carries views and reactions but not forward or comment counts, so the reaction rate above is the reactions term only and is therefore a floor: the true ER for this channel is higher by an amount we have not measured and will not estimate.

What these figures were computed from
WindowRolling 30 days · latest post in window 17 August 2026
Posts held53 (4 August 202617 August 2026)
Views total127,220
Reactions total676
Forwards / commentsnot exposed by the public surface — not measured, not estimated
Readings taken18 Aug 2026, 00:28 UTC

Views are a single reading per post, taken at the time above. A post published in the last day or two is still accumulating views, which pulls the 30-day average down slightly. That is a property of the standard definition rather than a fault in it, so we keep the definition rather than “correcting” the number into something nobody can reproduce.

Precision. Telegram publishes view counts on its public widget in short form — 8.12K, 3.7M — so any reading at or above 1,000 reaches us rounded to three significant figures, and only counts below 1,000 are exact. Averages and rates derived from them are shown to the same precision rather than to the unit: a figure like 3,701,250 would assert digits nobody measured.

Reaction counts are published per emoji and rounded the same way, so a total below 1,000 is exact and a larger one is a sum that may carry a rounded component from each emoji above 1,000. Because it is a sum, it does not look rounded — read a large reaction total as three significant figures per contributing emoji rather than as the figure it prints.

What this channel posts

Photos
3,800
Videos
21
Links
2,890

Lifetime counters from Telegram’s own channel header, read 18 August 2026 — not the date at the top of this page, which is when the subscriber count was last read. A count marked was rounded by Telegram before we ever saw it — t.me prints these counters in full below 1,000 and to three significant figures above, so ≈142,000 means somewhere between 141,500 and 142,499.

Reaction mix

676 reactions across 53 posts, in 14 distinct kinds. The most used accounts for 56.8% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
👍38456.8%
💩9714.3%
👌608.88%
🤡456.66%
🔥304.44%
👎223.25%
😱152.22%
🤔142.07%
👏20.296%
😢20.296%
🤩20.296%
❤‍🔥10.148%
👀10.148%
💯10.148%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 53 of the 53 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 676reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 53 most recent posts we hold, published 4 August 2026 to 17 August 2026, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Advertising

Ad load
7.55%
4 of 53 posts carry an ad marker
Regulatory tokens
4
posts carrying an erid · 3 distinct tokens
Median views · ads
2,560
over 4 measured posts
Median views · rest
2,410
over 49 measured posts

An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.

This is a floor, and it can only ever be a floor.A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.

Both figures are medians, and no ratio between them is published. Each is a view reading that actually occurred on a post, picked by percentile_disc rather than averaged, so one viral post cannot move it and no interpolated value is invented between two readings. The sample on one side is under five posts, which is too thin to compare. The two figures are shown side by side with the count behind each, and deliberately not divided into a headline like “ads get x% fewer views” — an arithmetic that is easy to print and, at this sample size, means nothing.

Advertising tokens recorded on this entry
eridPostsFirst seenLast seen
2W5zFH985be25 August 20266 August 2026
2W5zFKA4d8L110 August 202610 August 2026
CQH36pWzJqVJ7RQTBGvmmevQ4igoszEscQpPd1wWE5E3VJ111 August 202611 August 2026

A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it.

Measured over the 53 most recent posts we hold, published 4 August 2026 to 17 August 2026. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.

Recent posts

17 Aug 2026, 10:44 UTC≈1,520 views4 reactionsread 18 August 2026
Photo

💳 До 3 000₽ на покупки к школе кредиткой от Русского Стандарта При оформлении кредитной карты до 16.09.26 получайте 2 бонуса: 🤩Кэшбэк 15%, до 3 000 руб. (начислят баллами, обмен 1:1). Начислят в первый месяц после активации, не позже 30.10. Кэшбэк за оплату канцтоваров, книг, одежды, цветов и других товаров для детей: МСС 5942, 5994, 5192, 5943, 5945, 5641, 5992, 8211, 8220, 8241, 8244, 8249, 8299, 8351. 🤩 Вечное

👍4

17 Aug 2026, 09:22 UTC≈1,730 views11 reactionsread 18 August 2026
Photo

🛍 В RuStore появилось отдельное приложение WB Банка Можно скачать по ссылке 👈 В нём вы можете управлять своим счётом, открывать вклады, заказать карту с кешбэком, платить за ЖКУ, мобильную связь или переводить деньги в другие банки. Ещё мало оценок и всего 3000+ скачиваний. #важно 💬 ФинПодбор 🟣 Макс 🏦 Канал в ВК

👍11

17 Aug 2026, 09:12 UTC≈1,640 views7 reactionsread 18 August 2026
Photo

🏦 МТС Деньги — 1 200₽ за дебетовку всего 3 ДНЯ ⚡️ С 17.08 по 19.08 можно оформить карту с увеличенным номиналом сертификата — 1200₽ в в 🛍Ozon или 👏Золотое Яблоко на выбор. Участвовать могут клиенты, у которых нет дебетовых карт Экси-Банка и заявок на них минимум полгода. Если есть карты МТС Банка, можно участвовать. 🔖Как забрать бонус: ✳️оформить карту по ссылке 👈 ✳️в первые 3 месяца с момента заявки сделать поку

👍7

17 Aug 2026, 08:47 UTC≈1,620 views5 reactionsread 18 August 2026
Photo

🏦 1000₽ за дебетовую Альфа-Карту ❣️За бесплатную дебетовую Альфа-Карту по 31.08.26 можно получить бонус 1000₽ за покупку пластиком на 1000₽ в течение 30 дней . Альфа-Карта на выбор: ➡️ по ссылке — стандартная дебетовка Альфа-Банка c бесплатным обслуживанием без условий; ➡️ по ссылке — дебетовка с гравировкой Marcelo Miracle, 199 ₽ сразу спишут за обслуживание в первый год, со второго года — бесплатно. ❗️Главное

👍5

17 Aug 2026, 08:36 UTC≈1,650 views7 reactionsread 18 August 2026
Photo

💳 ПСБ: новый вклад со ставкой до 14,3% В ПСБ появился вклад с высокой ставкой для "новых денег" — нужны средства сверх остатков на счетах в ПСБ (прирост) за последние 3 месяца. Ставки: 🟦13,9% на 91 день (12,6% не на новые деньги); 🟦14,3% на 181 день (13%); 🟦14% на 367 дней (13%). ❗️Сумма — от 50 000 до 10 млн руб., пополнения и снятия нет, проценты выплатят в конце срока. Для закрытия вклада суммой от 2,5 млн ру

👍7

17 Aug 2026, 07:49 UTC≈1,880 views23 reactionsread 18 August 2026
Photo

💳Т-Банк ухудшает условия переводов между физ. лицами ⚡️Появилась новость, что с 15 сентября меняются правила переводов. Что будет: Переводы третьим лицам по СБП без комиссии (ранее до 1 000 000 ₽): ⚫️до 100 000/мес. – всем ⚫️до 300 000/мес. – с подпиской Pro и по исламской карте ⚫️без ограничений – для Premium и Private ⚫️с суммы превышения комиссия 0,5%, до 1500₽. Переводы по номеру карты: ⚫️1,5%, от 30₽ – все

💩15😱4👍2👎1💯1

17 Aug 2026, 07:09 UTC≈1,820 views7 reactionsread 18 August 2026
Photo

💸 Яндекс-барабан на этой неделе Сегодня можно покрутить барабан, если ещё есть, иногда выпадает что-то толковое. У меня всего 3% в СберЗдоровье. 🔖Может выпасть: ✳️30% Пятёрочка; ✳️10% Азбука Вкуса; ✳️5% Островок и др. Чтобы начислились бонусы, нужна подписка Яндекс Плюс. Категория в барабане действует до конца недели, суммируется с выбранными на месяц. 📌 Напомню – баллы Плюса можно тратить в сервисах Яндекса: Ма

👍4👎2👌1

17 Aug 2026, 06:36 UTC≈1,890 views11 reactionsread 18 August 2026
Photo

💳 Альфа-Банк: все акции ❣️Акции по картам Альфы на эту неделю: 🛒 Азбука Вкуса (Москва, МО, СПб) — от 20% до 100% на покупки 21.08.26 в приложении, на сайте или на кассе кроме сертификатов. Выплата 10.09. Правила, FAQ ✈️ Альфа-Тревел — от 15% до 100%, на первую оплату авиабилетов и отелей в пятницу 21.08.26, до 20 000 руб., придет 10.09. Правила, FAQ 🛍Авито — от 10% до 100% каждую неделю по 31.08.26 на покупки с

👍9😢2

15 Aug 2026, 07:05 UTC≈2,500 views13 reactionsread 18 August 2026
Photo

🦆 По бизнес-карте Альфы сегодня приходят кэшбэки Сегодня 15.08 должны прийти сразу 4 выплаты по бизнес-карте: ✳️ Яндекс Директ ✳️ НН.ру ✳️ Авито реклама ✳️ Tasty Coffee ❗️Забирайте 3 000 рублей за оформление бизнес-карты : 👉По этой ссылке – вместе с открытием ИП, занимает до недели. 👉 По этой ссылке – с открытием счета, если ИП уже есть. #важно 💬 ФинПодбор 🟣 Макс 🏦 Канал в ВК

👍12💩1

14 Aug 2026, 15:01 UTC≈2,620 views8 reactionsread 18 August 2026
Photo

📆Итоги прошедшей недели: 🛍 WB начал продажу сертификатов с любым номиналом от 500 ₽ — сумму можно выбрать любую 🛍 12 месяцев бесплатной рассрочки на Я.Маркете с картой Супер Сплит — выгодная акция + промокоды 💳 До 20%+ кэшбэка за покупки от 100₽ по карте Пэй 💳 Дом РФ: НС под 13,4% для ВСЕХ на 2 месяца на еж. остаток - инструкция по оформлению 😀Моя кредитная карусель на август 2026: итоги и планы на будущее 💳 Сбер о

👍6💩1🔥1

14 Aug 2026, 10:37 UTC≈2,630 views23 reactionsread 18 August 2026
Photo

💳 Совкомбанк снижает грейс по кредитным картам "180 дней без %" ⚡️С 15.08.2026 по кредитке «Кредитная карта до 180 дней» меняется длительность льготного периода: 🟦без подписки — 60 дней вместо 90 дней; 🟦с подпиской — 120 дней вместо 180 дней. Подписка Оптима обойдется в 399 ₽/мес или 3799 ₽/год. Новые правила начинают действовать сразу для новых карт. По текущим — с нового отчетного периода, по уже совершенным

💩17😱4🤡2

14 Aug 2026, 09:12 UTC≈2,630 views45 reactionsread 18 August 2026
Photo

💳 Протестировал вечную бесплатную рассрочку по кредитке Недавно рассказывал о платных схемах с Авито, в том числе про схему с кредиткой Т-Банка. По факту это никакая не схема, а возможность, прописанная в тарифах. 🔖Протестировал метод: ⚫️покупаю диван, цена – 90 000 руб.; ⚫️у меня есть подписка Pro, поэтому лимит на переводы в месяц – 100 000 руб.; ⚫️7 июля оплатил покупку кредитной картой Т-Банка; ⚫️у меня есть 5

🤡24🤔11👌5👎3👍2

Showing the 12 most recent of 53 posts we hold for @bankiclub. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Citation-graph rank

Citation-graph rank — 455,313 of 1,481,306entries in the measured graph. A weighted position computed from the forward and mention edges below — republished posts weigh more than named mentions — and recomputed periodically, over the whole graph. Published only as this ordinal position, never as a score: a position is a fact, and a score printed beside one channel’s name would read as a verdict this register does not make. The two counts beneath stay separate for the same reason mentions are never summed with forwards anywhere else on this page — a named-by count costs nothing to manufacture. The top 100 by this measure, or how it is computed.

Forward network

Republished by

Channels on the register that have forwarded this channel's posts into their own feed.

Built only from forwarded posts we have actually read, on both sides. Coverage is early and deliberately incomplete: a missing link means we have not read the post that would prove it, never that the relationship does not exist. Counts are distinct forwarded posts observed, so they only ever go up as we read more.

Mentions

Named by 3 registered channels — every channel on the register whose own posts have named this one, by its current username or any other username it currently holds, merged from two separately captured readings of the same fact so a namer caught by only one of them is not missed and a namer both caught is not counted twice. A username this channel has since dropped is not matched — that handle may belong to someone else now, and crediting today’s namer to yesterday’s owner would misattribute it.

A mention is a weaker signal than a forward and is counted separately for that reason — naming a channel is not republishing it, and a handle in a post body is easy to place deliberately. The post counts beside each row below are distinct posts in which the handle appeared, from posts we have read on both sides — the “Named by N registered channels” figure above is a different count, of distinct NAMING CHANNELS rather than posts, and is not the sum of the rows under it.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 17 August 2026 — this entry's latest reading, not the date you are reading this.

“ФинПодбор” (@bankiclub), 10,463 subscribers as measured 17 August 2026. Telegram Register, tgregister.com/channel/bankiclub.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.