Telegram RegisterThe public register of Telegram

Channel

Займы микрозаймы ипотека

@kreditym

On this record: Topic · Observations · Also posting the same content · Growth · Engagement · Reactions · Advertising · Posts · Cite this entry

4,374subscribers

-12 since we began measuring on 7 August 2026

Risers and fallers across the register · movement among entries of 3,162–10,000.

Register entry

Telegram ID-1001804156169
TypeChannel
Username@kreditym
CreatedBetween 1 October 2022 and 30 September 2023— estimated from Telegram’s id allocation, not measured. How this range is calculated.
First recorded7 August 2026
Last confirmed live11 August 2026
Measurements held3
Confirmed unchanged1 time, most recently 11 August 2026
On Telegramt.me/kreditym

Topic

Marketing & affiliate — a classification, not a measurement. An on-box language model (Qwen3.6-35B-A3B-UD-Q6_K_XL, prompt version 1) read this channel’s own recent posts on 11 August 2026 and assigned it the closest of 31 fixed categories, at 91% confidence. This is a model’s judgement about what the channel is likely to be about, not a fact this register measured the way a subscriber count or a view count is measured — it can be revised on a later pass, and it carries no weight anywhere else on this page. How this classification works, and why it has no browse page of its own yet.

Observations

These are measurements, not verdicts. Each one below states something we counted, alongside the evidence it was counted from, so you can check it rather than take it. None of them is graded: every observation this register holds is recorded at severity 0, because the precision of the detectors behind them has not been measured yet, and a rating we cannot support is worse than none. Read each as a fact about the data, not as a judgement about the channel. How we measure.

Content that also appears on other registered channels

Posts published here appear word for word on 1 other registered channel. The matching is on the text itself, not on Telegram’s forward marker, so it finds a copy whether or not it was labelled as one.

Matching posts — open both and compare (6 of the pairs behind the counts below)
Posted firstThenOverlapGap
@kreditymjskflflvllgkrjd/105012 Oct 2024, 10:27 UTC@kreditym/676 · this entry12 Oct 2024, 10:27 UTC1.00under a minute
@kreditymjskflflvllgkrjd/105113 Oct 2024, 12:17 UTC@kreditym/677 · this entry13 Oct 2024, 12:17 UTC1.00under a minute
@kreditymjskflflvllgkrjd/105214 Oct 2024, 09:01 UTC@kreditym/678 · this entry14 Oct 2024, 09:02 UTC1.00under a minute
@kreditym/679 · this entry15 Oct 2024, 08:48 UTC@kreditymjskflflvllgkrjd/105315 Oct 2024, 08:48 UTC1.00under a minute
@kreditymjskflflvllgkrjd/105618 Oct 2024, 09:41 UTC@kreditym/682 · this entry18 Oct 2024, 09:41 UTC1.00under a minute
@kreditymjskflflvllgkrjd/106325 Oct 2024, 09:06 UTC@kreditym/689 · this entry25 Oct 2024, 09:07 UTC1.00under a minute
Every channel this entry shares post bodies with
ChannelMatching postsText overlapTypical gapPublished first
@kreditymjskflflvllgkrjd15 (8/8 hand-verifiable sample passed)1.00under a minute@kreditymjskflflvllgkrjd (105)

Text overlap is the Jaccard coefficient over the set of distinct three-word phrases in the two bodies: 1.00 is identical wording, and the threshold for counting a pair at all is 0.70. Candidates are generated by simhash LSH (4 x 16-bit bands, exact Hamming <= 3) verified against the bodies with Jaccard over the SET of distinct 3-word shingles. Published first counts which side of each matching pair carries the earlier timestamp — in this corpus, which is the limitation directly below.

What this cannot establish

MEASURED, DOMINANT ERROR SOURCE: a post ingested before 2026-08-06 may have carried a forward header that was not recorded. A 45-pair hand-check against live t.me pages found 14 (31%) where the live page shows a forward header naming the other channel and the database has none, plus 4 more (9%) naming a third party. The text match itself was wrong 0 times out of 45. Read attribution_capture.items_in_trusted_window before treating the unattributed count as a claim.

Telegram lets a channel forward a post with a header naming the source, and we only began reliably recording that header on 2026-08-06. None of the 10 matches recorded here fall after that date, so for this entry we cannot say whether any of them carried a credit. The duplication is measured; the absence of attribution is not.

“Published first” means first in this corpus. We hold 20 comparable posts for this entry, running 12 October 2024 to 31 October 2024. A channel we have read one page deep will look younger than a neighbour we have read in full, and the order would flip with no change in the underlying facts.

The detector’s own notes on this observation, as it recorded them. Names in this_style are fields of the underlying evidence record, which the plain-English paragraphs above read out for this entry.

  • Verbatim republication has three causes and the text separates only two: a clone/mirror, unattributed copy-paste, or BOTH channels copying a common third source that neither attributes. The spread filter (content held by at most 8 channels) reduces the third and does not remove it.
  • 'Earliest' means earliest IN THIS CORPUS. A channel ingested one page deep will look younger than a neighbour ingested in full; corpus_coverage above is there to be checked before the direction is believed.
  • shared_verified_est extrapolates the sampled pass rate over the full narrow match count; sampled/passed are the numbers actually measured.
  • Absence of a forward header is not proof of intent: Telegram lets a channel disable forward attribution, and a credit written in the body is not parsed as attribution here (mention_edge_either_way above is the closest available signal).

Across the whole group of 2, the earliest publisher we hold is @kreditymjskflflvllgkrjd. That is a statement about our reading window, not a claim of authorship.

Recorded under the key clone_copy, last confirmed 7 August 2026. An observation that a later pass no longer finds is cleared, and a cleared observation is removed from this page rather than being shown struck through — we do not keep publishing a claim we have withdrawn. Dispute an observation.

Also posting the same content

This channel’s posts match, word for word or near enough, posts on 1 other registered channel, found by comparing text fingerprints across every channel on the register. That matching has been checked by hand against the live Telegram pages and found reliable — 0 wrong of 45 pairs re-read.

Which channel, if either, published first is deliberately not shown. The same hand-check found that reading wrong 18 of 45 times — 60%, no better than a coin flip — because it depends on how deep our own crawl happened to reach into each channel’s history, not on when the content was actually first posted. This list is ordered by subscriber count, the same as every other listing on this site, never by which channel we think came first. Word-for-word matching has several ordinary explanations besides copying — a channel mirroring itself, an unattributed repost, or two channels independently repeating the same wire story — and this measurement cannot tell those apart. How this is measured.

Growth

4,3744,3864,3807 August 2026 — 4,386 subscribers7 August 2026 — 4,386 subscribers11 August 2026 — 4,374 subscribers7 August 202611 August 2026
3 measurements spanning 4 days, net -12. Dots are measurements; the straight line between them is drawn to join them, not to claim we know the path taken in between — snapshots are recorded only when a count changes, so gaps mean “no change observed”, never “interpolated”. The vertical axis spans 4,372–4,388 and does not start at zero.
Measurement log — every subscribers count we have recorded
Measured (UTC)SubscribersChange
11 Aug 2026, 02:114,374-12
7 Aug 2026, 12:334,386no change
7 Aug 2026, 12:264,386first reading

Engagement

20 posts held, back to 12 October 2024the reader has not yet reached the start of this channel’s public history, so older posts may sit further back, unread. Read across 5 pagesof Telegram’s post history, 20 posts per page.

Nothing published in the last 30 days. ERR and ER are rolling 30-day measures, so there is nothing to compute — we hold 20 posts for this entry, the most recent from 31 October 2024. An engagement rate over an empty window would be a number about nothing.

Reaction mix

5 reactions across 5 posts, in 2 distinct kinds. The most used accounts for 80.0% of them.

Every reaction kind recorded on the sample, most used first
ReactionCountShareShare, drawn
480.0%
👍120.0%

No sentiment is inferred, and none should be read in. This table is ordered by count and by nothing else. Emoji do not carry stable meaning across languages or communities — 🙏 is thanks in one channel and mourning in another — so we publish which ones were pressed and how often, and pass no judgement on what an audience meant by them.

Precision. Telegram publishes reaction counts per emoji and short-forms each one — 4.34K, 1.2M — so any single kind at or above 1,000 reaches us at three significant figures, and only counts below 1,000 are exact. The shares above are ratios of those figures and carry the same error. This is also why the total here can differ slightly from a reaction total printed elsewhere on the page: both are sums of the same rounded parts, taken over samples with different edges.

Coverage. Reactions were read on 5 of the 20 sampled posts in this sample. Summed by Telegram’s own count on each post — not by adding up the per-emoji breakdown above — those same posts carry 5reactions in total: the kind of figure the paragraph above means by “a reaction total printed elsewhere on the page”.

Measured over the 20 most recent posts we hold, published 12 October 2024 to 31 October 2024, using the newest reading held for each. Telegram Stars are excluded: they are a payment, not a reaction, and they have their own section.

Advertising

Ad load
100.0%
20 of 20 posts carry an ad marker
Regulatory tokens
20
posts carrying an erid · 20 distinct tokens
Median views · ads
211
over 20 measured posts
Median views · rest
no view reading on an unmarked post

An ad marker, not a judgement about a post. A post is counted here because it carries one of two explicit markings: an erid token, which Russian law has required on paid placements since 2022 and which is issued against a specific advertising contract, or a #реклама / #ad hashtag in the body, which is the channel declaring it itself. The first is documentary; the second is a self-declaration and is weaker. No classifier reads the text and decides — nothing on this site guesses that a post is an advertisement.

This is a floor, and it can only ever be a floor.A channel that runs paid placements without marking them produces no marker for us to count, and an unmarked ad is indistinguishable from an ordinary post on the public surface. The ad load above therefore means “the share of posts that declared themselves”, never “the share of posts that were paid for”. A low figure is not evidence of a channel that runs few ads.

Advertising tokens recorded on this entry
eridPostsFirst seenLast seen
2VtzquhGPKy122 October 202422 October 2024
2VtzquxBZWj118 October 202418 October 2024
2VtzquzfLJx129 October 202429 October 2024
2Vtzqv89yA4128 October 202428 October 2024
2VtzqvR34sE126 October 202426 October 2024
2Vtzqvgp56b119 October 202419 October 2024
2VtzqvioKiA114 October 202414 October 2024
2Vtzqvww6mZ121 October 202421 October 2024
2Vtzqw4vms1117 October 202417 October 2024
2VtzqwCqgrx131 October 202431 October 2024
2VtzqwHK2cS115 October 202415 October 2024
2VtzqwQfui2113 October 202413 October 2024

A token repeated across several posts is one advertising contract placed more than once, which is what the identifier is for. The strings are reproduced exactly as they appeared in the post or in its click-through URL and are not validated against any registry — we record the marker a channel published, and whether it resolves to a real contract is a question for the register that issued it. 8 further tokens are held for this entry and not listed here.

Measured over the 20 most recent posts we hold, published 12 October 2024 to 31 October 2024. Views are the latest single reading held for each post, and any reading at or above 1,000 is rounded by Telegram to three significant figures.

Recent posts

31 Oct 2024, 09:09 UTC827 viewsread 8 August 2026
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30 Oct 2024, 11:09 UTC711 viewsread 8 August 2026
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Забирай выгодную карту прямо сейчас! ✅Немного о плюсах Своей Кредитки: -Льготный период 120 дней, чтобы совершать покупки без каких-либо процентов! -Снимай наличные до 50 000 рублей в месяц - Выгода до 8% в категориях повышенного кешбэка 🔥 Оформляй карту по ссылке

29 Oct 2024, 09:10 UTC536 views1 reactionsread 8 August 2026
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Возвращайте деньги за покупки Оформляйте кредитную карту Платинум от Т-Банка При оформлении карты доступен бонус: кэшбэк 2000 ₽ за траты от 10 000 ₽ в первый месяц + бесплатное обслуживание навсегда. Возможности карты: - Кэшбэк до 30% у партнеров банка; - беспроцентная рассрочка до 12 месяцев.

1

28 Oct 2024, 09:02 UTC399 viewsread 8 August 2026
Advertisementerid 2Vtzqv89yA4Photo

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27 Oct 2024, 10:17 UTC297 viewsread 8 August 2026
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‼️ Получайте до 5000 ₽ за первые инвестиции 💵 Гарантированный подарок для всех клиентов банка при открытии первого брокерского счета Как получить бонус: 1. Откройте первый брокерский счёт в Альфа-Банке по ссылке 2. Купите любые ценные бумаги на сумму от 1000 ₽. 3. Получите до 5 000 ₽ в подарок при покупке акций от 1 000 ₽ ежемесячно на протяжении 5 месяцев.

26 Oct 2024, 09:18 UTC265 viewsread 8 August 2026
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💵 Пора оформлять кредитную карту Альфа-Банка с бесплатным обслуживание на целый год. Расплачивайтесь и возвращайте кэшбэк рублями! ✅ Если оформить карту по ссылке , то вы получите бонусы: ➖ кэшбэк до 50% у партнеров банка без лимита по сумме; ➖ кредитный лимит до 1 млн. ₽; ➖ снятие наличных до 50 тыс. ₽ в месяц без комиссии в любых банкоматах; ➖ возможна бесплатная доставка карты в удобное время и место.

25 Oct 2024, 09:07 UTC256 viewsread 8 August 2026
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24 Oct 2024, 10:18 UTC384 viewsread 8 August 2026
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Повышенный кэшбэк в октябре! Оформите дебетовую карту Black от Т-Банка и наслаждайтесь повышенным кэшбэком 10% вместо стандартных 5% в популярных категориях, таких как: - Одежда и обувь - Топливо - Аптеки - Фастфуд - Рестораны Это предложение действительно в течение всего октября! Успейте оформить карту до 31 октября и воспользуйтесь уникальной возможностью увеличить свои сбережения. Для оформления карты переходи

23 Oct 2024, 10:08 UTC194 views1 reactionsread 8 August 2026
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Забирай выгодную карту прямо сейчас! 💳 ✅Немного о плюсах Своей Кредитки: -Льготный период 120 дней, чтобы совершать покупки без каких-либо процентов! -Снимай наличные до 50 000 рублей в месяц - Выгода до 8% в категориях повышенного кешбэка 🔥 Оформляй карту по ссылке

1

22 Oct 2024, 09:08 UTC≈37,200 viewsread 8 August 2026
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120 дней без % и сертификат на 2к для покупок в OZON Планируешь совершить крупную покупку на маркетплейсе? Тогда тебе точно пригодится бесплатная кредитная карта от банка “Зенит” с двумя льготными периодами без % на 120 дней! Кешбэк до 7% на покупки в супермаркетах, кафе и ресторанах, а также на оплату в общественном транспорте и такси До 30% кешбэка на бронирование жилья в Твил.ру и OneTwoTrip Кредитный лимит до 2

21 Oct 2024, 09:01 UTC220 views1 reactionsread 8 August 2026
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Получайте до 5000 ₽ за первые инвестиции 💵 Гарантированный подарок для всех клиентов банка при открытии первого брокерского счета Как получить бонус: 1. Откройте первый брокерский счёт в Альфа-Банке по ссылке 2. Купите любые ценные бумаги на сумму от 1000 ₽. 3. Получите до 5 000 ₽ в подарок при покупке акций от 1 000 ₽ ежемесячно на протяжении 5 месяцев.

1

20 Oct 2024, 09:02 UTC198 views1 reactionsread 8 August 2026
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Оформляйте кредитную карту Платинум от Т-Банка 🏦 При оформлении карты доступен бонус: кэшбэк 2000 ₽ за траты от 10 000 ₽ в первый месяц + бесплатное обслуживание навсегда. Возможности карты: - Кэшбэк до 30% у партнеров банка; - беспроцентная рассрочка до 12 месяцев.

1

Showing the 12 most recent of 20 posts we hold for @kreditym. View and reaction counts are the latest single reading for each post, not a live figure, and a recent post is still accumulating both. A view count marked was rounded by Telegram before we ever saw it — t.me prints views in full below 1,000 and to three significant figures above, so ≈1,200,000 means somewhere between 1,150,000 and 1,249,999. Unmarked counts are exact. Text is reproduced from the public post preview and truncated for length.

Cite this entry

A live page changes as we take new readings, so a citation should name the measurement it is based on, not just the URL. The line below cites the subscriber count as measured 11 August 2026 — this entry's latest reading, not the date you are reading this.

“Займы микрозаймы ипотека” (@kreditym), 4,374 subscribers as measured 11 August 2026. Telegram Register, tgregister.com/channel/kreditym.

Full measurement history, CC BY 4.0. Every reading this register holds for this entry, not just the latest one, as a dated, downloadable record: CSV · JSON. Free to use with attribution to tgregister.com. Each file carries its own generation timestamp, which is the figure to cite for exactly when the data was retrieved.